GST Rates and its Impact

Arjuna (Fictional Character): Krishna, GST rates have been ñnalized in the GST council meeting held on 3rd November 2016. What are these rates and what is its impact?

Krishna (Fictional Character): Arjuna, India’s government is trying very hard to bring GST in implementation from 1st April 2017.


The government held council meeting immediately after Diwali to discuss about the most important issue “GST Rates” and took a ñnal decision about the rate of GST to be levied on goods and services.

Current Affairs December 2016

31st December, Current Affairs:

  • 33 MLAs from the People's Party of Arunachal (PPA) switched sides to join BJP under the led by current chief minister Pema Khandu.
  • The sports ministry has suspended the deemed recognition granted by it to the Indian Olympic Association (IOA) for its decision to appoint Suresh Kalmadi and Abhay Chautala as life presidents.
  • New Army Chief General Bipin Rawat took over charge today from outgoing Army Chief General Dalbir Singh.

100 Banking Awareness points for BANK EXAM

100 Banking Awareness points
▪Exchange of cash flow in different currency is known as: Ans: Currency Swap

Expand ASBA:Ans: Application Supported by Blocked Amount

Fastest mode of transaction: Ans: RTGS

Syndicate Bank Recruitment 2016 for the post of Probationary Officer .

Dear Aspirants,
Syndicate Bank has issued the notification of PGDBF  Recruitment 2016 for the post of Probationary Officer .
Those who are interested in a Banking career with one of India‟s best Banks to apply for admissions to the One year Post Graduate Diploma in Banking and Finance course in Manipal Global Education Services Pvt Ltd. (MaGE), Bangalore and Nitte Education International Pvt Ltd. (NEIPL) Greater Noida / Mangalore. On successful completion of the course within the stipulated time period, the candidates would be offered appointment in the b

CWE | PO - MT - VI | MAIN EXAM RESULT

CWE | PO - MT - VI | MAIN EXAM RESULT

IBPS will released the Online Main Exam - Result for the next Common Recruitment Process for selection of personnel for Probationary Officer/ Management Trainee posts in the Participating Organisations. 

STATUS DISPLAY WILL START BY LATE EVENING TODAY.

Click here to View Your Online Main Exam Result Status for CWE PO MT-VI
http://ibps.sifyitest.com/crppotovijul16/resmr_dec16/login.php?appid=a59ed2f6693b758a18dede04bca53a09

LIC | AAO | RECRUITMENT | 2017

LIC AAO Recruitment 2017: The Life Insurance Corporation of India (LIC) has started a recruitment drive to shortlist eligible candidates for the post of Assistant Administrative Officer – AAO (Generalist) post. Interested candidates can apply through the official website of the LIC. The recruitment process is set to begin soon. 

Vacancy details: 

RRBs- CWE-V | OFFICE ASSISTANT | PRELIMS RESULT

RRBs- CWE-V | OFFICE ASSISTANT | PRELIMS RESULT IBPS has released the result of Online Prelims Exam for the next Common Recruitment Process for RRBs (RRBs- CWE-V) for recruitment of Group
“B”-Office Assistants (Multipurpose). The Mains Exam will be conducted by the Institute of Banking Personnel Selection (IBPS) tentatively in December 2016.

Click here to View Your Online Preliminary Exam Result Status for CWE RRB – V Office Assistant (Multipurpose)



IBPS Clerk Exam 2016 - Previous Year Cutoff

Dear Aspirants,

Synopsis of IBPS Clerk VI Prelims Overall Exam Analysis

Dear Readers,
As you all are aware, the Preliminary phase of IBPS Clerk VI was conducted on 26th and 27th November in four different slot on each day. The next set of exam is scheduled for 3rd and 4th December 2016. Today we are sharing an in depth analysis based on the exam conducted on the above mentioned dates. We hope the information would be helpful for the students appearing in the upcoming slots.
Pattern of the exam -

Committed to easing citizens' pain at earliest: RBI Governor

Terming demonetisation as a "once in a lifetime event" that requires mammoth logistics, Governor Urjit Patel today said RBI is taking all necessary actions to "ease the genuine pain of citizens who are honest and who have been hurt" and hoped things will normalise at the earliest.



Terming demonetisation as a "once in a lifetime event" that requires mammoth logistics, Governor Urjit Patel today said RBI is taking all necessary actions to "ease the genuine pain of citizens who are honest and who have been hurt" and hoped things will normalise at the earliest. Speaking for the first

700 Question Asked in Various Recent Exams (SBI, IBPS RRB, IBPS PO, SBI- Associate PO)

700 Question Asked in Various Recent Exams (SBI, IBPS RRB, IBPS PO, SBI- Associate PO)
Share with your Friends-
≡≡≡≡≡≡≡≡≡≡≡≡≡≡≡≡≡≡≡≡≡

1. What is the capital of Guyana? - Georgetown
2. National Journalism Day is observed on which day every year? - 17 November
3. Apollo Hospitals tied up with Pharma firm - Sanofi
4. Mohammad Ghouse, passed away in Chennai. He was associated with which sports? - Cricket
5. Expand COMPAT - Competition Appellate Tribunal

IBPS CLERK 2016 PRRLIMS EXAM ANALYSIS , 26TH NOVEMBER ,1ST SLOT

Dear Aspirants,
The Preliminary phase of IBPS Clerk VI Exam starts from today. The exam will take place in 4 slots. The first slot of the exam was scheduled from 9:00 AM - 10:00 AM. We are now going to provide you the detailed analysis of this slot.
Pattern of the Exam -
The Overall level of the exam was Easy. The reviews have been shared by our readers who appeared in the exam. In case of any anomaly, let us know in the comments, we will update it.
English Language
Number of questions - 30
Level of the exam – Easy
(i) Reading Comprehension – 10 Questions  (Easy) (Story Based)
(ii) Cloze Test – 10 Questions (Based on the story of a king)
(iii) Spotting Error – 10 Questions(Easy)

Exam Pattern of IBPS PO Mains

Dear Aspirants,
The Mains phase of one of the most anticipated banking exams of the country is now over. The exam was scheduled from 9:30 am - 11:50 am. Here is the detailed analysis of this exam.
Exam Pattern of IBPS PO Mains
The overall level of the Exam was Moderate to Difficult. IBPS followed the pattern of SBI Mains in today's exam. We take utmost care of providing the right analysis based on the feedback shared by our readers. Please let us know in case of any anomaly in comments section, we will update it.
Let's now delve into the detailed analysis of each individual section.
Reasoning Ability Number of Question - 50
Overall Level - Moderate to Difficult

Syllogism - 5 Questions
The questions asked were tricky. Most questions had the case of possibility. You had to identify the conclusion which did not follow logically.

These 13 photos of the supermoon will take your breath away

On Monday, earthlings got a glimpse of the biggest supermoon since 1948. Skygazers took to high-rise buildings, observatories and beaches to get a glimpse of the closest “supermoon” to Earth and snap dramatic pictures.
The phenomenon happens when the moon is full at the same time as, or very near, perigee — its closest point to Earth on an elliptical, monthly orbit.

WATCH: What happens when you wash the new Rs 2,000 note

As your social media timelines flood with photos of people standing in ATM lines, one man who was able to get his hands on the new Rs 2000 note did exactly what any curious human being would’ve done. He decided to find out how exactly ‘indestructible’ is the new much-hyped currency note.
A YouTube video, that has gone viral on social media, shows the new note being put through various tests to see how it fares.

Current Affairs November 2016



30th November, Current Affairs:



  • The Supreme Court of India made it compulsory to play national anthem in cinemas before movie screenings and everyone should rise for the anthem.
  • India recorded GDP growth 7.3 per cent in the September quarter.


Frequently Asked Questions (FAQs) on Withdrawal of Legal Tender Character of the Old High Denomination Bank Notes


1. Why is this scheme?

The incidence of fake Indian currency notes in higher denomination has increased. For ordinary persons, the fake notes look similar to genuine notes, even though no security feature has been copied. The fake notes are used for antinational and illegal activities. High denomination notes have been misused by terrorists and for hoarding black money. India remains a cash based economy hence the circulation of Fake Indian Currency Notes continues to be a menace. In order to contain the rising incidence of fake notes and black money, the scheme to withdraw has been introduced.

Every Indian Need To Know These Qualities Of This 2000 Rupee Note No More Fake Currency!

Why RBI is issuing Rs 2000 Rupees Notes?



The Rs 2000 currency is designed keeping in mind to eradicate the black money issues using state of the art indigenous nano technology, every Rs. 2000 currency note is embedded with a NGC (Nano GPS Chip)


Summary of the important announcement :

Summary of the important announcement :
1. Black money issue, 500 rupees and 1000 rupees banned from Midnight.
2. ATM's wouldn't wouldn't work on 9th and 10th November. Rather the withdrawal limit is Rs. 2000 only.

RBI to issue ₹2000 Rupees Notes coming February 2017

RBI to issue ₹2000 Rupees Notes coming February 2017

Rs 500 and Rs 1,000 notes pulled out of circulation immediately: PM Narendra Modi


NEW DELHI: Currency notes of Rs 500 and Rs 1000 denominations will not be legal tender beginning November 9. This was announced by Prime Minister Narendra Modi in a special address to the nation on Tuesday evening. He said the move was aimed at curbing the negative impact of fake currency, black money and corruption on the

Current Affairs October 2016

31st October, Current Affairs:


  • The Ross Sea of the Southern Ocean in Antarctica is declared as world’s largest Marine Protected Area (MPA).
  • Today is celebrated as Rashtriya Ekta Diwas on the birth anniversary of Sardar Vallabhbhai Patel.


30th October, Current Affairs:

IBPS PO PRELIMS 2016 RESULT DECLARED

IBPS PO PRELIMS 2016 RESULT DECLARED

Dear Readers,

IBPS has declared the result of IBPS PO PRELIMS 2016.


To see the result, Click Here

SBI Clerk 2016 Final Result Out !!!!

SBI Clerk 2016 Final Result Out !!!!



SBI has released the most awaited Final Result of Recruitment of Junior Associates (Customer Support & Sales) And Junior Agricultural Associates in Clerical Cadre in State Bank Of India.

State Bank of India has released The list of Roll Numbers of Provisionally Selected Candidates for Appointment.

Click on the links below to view the Result



(including Special Recruitment Drive for filling up of Backlog Vacancies In respect of (a) SC/ST/OBC (b) PWD (c) Ex-Servicemen)

(Special Recruitment Drive for (i) Tura (Meghalaya) and Kashmir Valley & Ladakh)

Main Examination Marks (Marks obtained by the candidates will be uploaded soon)

India Post Payments Bank Recruitment 2016 – 1737 Scale I, II Officer & Other Posts

India Post Payments Bank Recruitment 2016 – Apply Online for 1060 Scale II & III Officer Posts: India Post Payments Bank Limited has published notification for the recruitment of 1060 Scale II & III Officer vacancies. Eligible candidates may apply online from 07-10-2016 to 01-11-2016. Other details like age, educational qualification, selection process & how to apply are given below…

Overall analysis for Preliminary exam for the post of Probationary Officers (PO) 2016 : Date - 16/10/16

Dear Aspirants,
Today, IBPS has conducted the Preliminary exam for the post of Probationary Officers (PO).
The exam is being conducted in 4 slots on various shifts i.e 9 am, 11.30 am, 2 pm, 4.30 pm. Most of you have appeared for the same. The overall level of today’s exam was of moderate level.

Below is the detail analysis of all the sections -

I. English Language (30 Qs)
Level - Moderate
1. Reading Comprehension -
1 slot - RC was based on Economy (Moderate) - 5 Qs
2nd slot - RC (Moderate) - 8Qs

IBPS PO Prelims 2016: 1st Slot- How was your exam?



IBPS PO Prelims 2016: 1st Slot- How was your exam?

Dear Readers,

The IBPS PO Prelims Exam 1st slot is going to be over now. This will help you know bits and parts of exam's 1st slot. So friends, do share your reviews .



IBPS PO Prelims 2016: Exam Analysis - 16th October, Slot I


Dear Friends, Finally the day has arrived; which you all have been waiting for. A lot of students have appeared for their preliminary exam today and it will continue till 27th. Without wasting any moment, let's get straight to the analysis which you all are interested in. There are 3 Sections in IBPS PO Pre exam namely English, Reasoning and Quantitative Aptitude. This year the paper was of moderate level. There were 2 seating arrangements and 2 puzzles in reasoning. No Fillers were asked in English Language and Quant was of Easy-Moderate level.

IBPS PO Pre 2016 Exam Today – All the Best!!

IBPS PO Pre 2016 Exam Today – All the Best!!

Dear Students

IBPS PO Pre 2016 Exam is today i.e. 16th October 2016. Many of the students are appearing for the exam.


Excellence Team wishes everyone all the best for IBPS PO Pre 2016 Exam.

 Remember this is not the end. Hope for the Best, Prepare for the Worst!


Do share your experience with us!!

IBPS PO Admit Card 2016 for IBPS PO Prelims Exam

IBPS PO Admit Card 2016 : Download IBPS PO/MT Call Letter

IBPS  PO Admit Card 2016 Released for CWE 6: Download IBPS PO Admit Card 2016 for prelims and Mains exam. IBPS PO/MT CWE VI prelims admit card can be downloaded from October 1, 2016. An online test for a preliminary exam is scheduled on 16, 22 and 23 October 2016.
Update 2: IBPS Admit Card 2016, IBPS PO Prelims Admit Card 2016 Download here for Preliminary Examination.

UIIC Administrative Officers (Scale I) 2016 Recruitment

United India Insurance Company released the recruitment notification for the post of  Administrative Officers (Scale I) in Generalist and Specialist discipline.

Click on the link below to view the official Notification.



Latest SBI Bank Po Interview Questions 2016 | SBI Important Questions

SBI Bank Po Interview Questions 2016


All The Candidates Who Are Belonging To SC/ST/Religious Minority Community Will Be Given Training At Selected Cities In India. To Avail This Opportunity Candidates Has To Tick Mark In The Column While Applying Online. Candidates Need To Download SBI Pre Exam Training Call letter 2016 From State Bank Of India (SBI) Official website www.statebankofindia.com or www.sbi.co.in By Entering Register Number Or Password. Get S

IBPS RRB Recruitment 2016 – Officers (Scale-I, II & III) and Office Assistants (Multipurpose)

Dear Aspirants,
IBPS has released the Recruitment Notification for selection of personnel for Officers (Scale-I, II & III) and Office Assistants (Multipurpose) posts in Regional Rural Banks(RRBs).

RRB Assistant and Officer Prelims and Mains Exam Pattern


RRB Tentative Dates..


IBPS RRB 2016 NOTIFICATION

Dear Readers,


RBI Assistant Exam Pattern Changed

RBI Assistant Exam Pattern Changed

Dear Readers,

RBI has declared the change in pattern for the examination to be held for the recruitment of Assistants. This may be a step towards the releasing of recruitment notification very soon. You can view the changed pattern by clicking on the link provided below.

Blood Relationship Formula

The blood relationship formula are outlined in this post. It would be useful to read and know these formula to answer the blood relationship questions of UPSC, IBPS PO, IBPS Clerk, RBI, SBI, other bank exams & all Insurance exams.








Digi Locker/Digital Locker

DigiLocker is a "digital locker" service launched by the Government of India in February 2015 to provide a secure dedicated personal electronic space for storing the documents of resident Indian citizens.[2] The storage space (maximum 10 MB at the time of launching & now upgraded to 1GB) is linked to the Unique Identification Authority of India (Aadhaar number) of the user. The space can be utilized for storing personal documents like University certificates, Permanent account number (PAN) cards,

Axis Bank/ ICICI Bank/SBI PO 2016: Tips and Important Topics for Group Discussion

Hello Readers
So you have all made it to SBI GD and PI phase III. The GD carries 20 marks and the interview carries 30 marks. The phase III is scheduled from September 1 to September 10 across India.
You all are worried that what topic will be asked in Group Discussion, what if you do not any details about that topic, and so on. But there is no so much to worry.

Current Affairs September 2016




29th September, Current Affairs:

  • India has carried out surgical strikes across the Line of Control in Pakistan Occupied Kashmir and kills 38 terrorists.

28th September, Current Affairs:

  • The United States has appointed Jeffrey DeLaurentis as the first official ambassador to Cuba in five decades.
  • Indira Gandhi International Airport (IGIA) becomes the first airport in the AsiaPacific region to achieve carbon neutral status.
  • World's largest solar power plant opens in Kamuthi, Tamil Nadu. This project has been commissioned by Adani Power.
  • Former Israeli Prime Minister Shimon Peres passed away at Ramat Gan, Israel at the age of 93.


27th September, Current Affairs:


  • The United Nations’ (UN) World Tourism Day is observed today.
  • Gujarat's World heritage site 'Rani ki Vav' is acknowledge as the cleanest monument in country under Sawachh Bharat Abhiyan.


Basel 3

The Basel III framework is the regulatory response to the causes and consequences of the global financial crisis. The objective of the reforms is to improve the banking sector’s ability to absorb shocks arising from financial and economic stress by prescribing more stringent capital and liquidity requirements. It raises the core capital required, introduces counter cyclical measures and enhances a banks’ ability to conserve core capital during periods of stress via a conservation capital buffer.

Nick Names of Countries

Nick Names of Countries
◆◆◆◆◆◆◆◆◆◆◆◆◆◆
1. Bhutan – Land of the Thunder Dragon
2. China – The Red Dragon
3. Indonesia – The Emerald of the Equator
4. Japan – Land of the Rising Sun

One Word Substitution with Meaning 

One Word Substitution with Meaning 
1. Audience – a number of people listening to a lecture
2. Altruist – one, who considers the happiness and well-being of others first
3. Atheist – a person who does not believe in God
4. Anthropologist – one, who studies the evolution of mankind
5.Autocracy – government by one person
6. Autobiography – the life history of a person written by himself
7. Amputate – to cut off a part of a person

List of Some Useful Websites

Useful Websites List


  • ·        Air India www.airindia.com
  • ·        Airports Authority of India http://www.airportsindia.org.in
  • ·        All India Council of Technical Education www.aicteindia.org
  • ·        Air India www.airindia.com
  • ·        Armed Forces Medical College

Study plan for IBPS PO VI


🌀🌀SUNDAY SPECIAL🌀🌀
Study plan for IBPS PO VI 🌀🌀
Its high time now , Starts preparing in a well planned manner..
There is no secret to success in ibps PO Exam.What you need is consistent efforts to excel in the ibps PO exam.The first and the most crucial step should be to make a proper day wise

BOM Recruitment Notification Out


Dear Readers
Bank of Maharashtra has issued the notification of recruitment of Officers & Clerks 2016. With reference to advertisement published in “ Employment News 06- 12th August 2016” published date 01.08.2016 for recruitment of Officers and Clerks in Bank of Maharashtra.
Important Date: 
The date for submission of applications be read as from 12.08.2016 to 06.09.2016.
No.of Vacancies : 1315

‪Upcoming‬ ‪Summit‬ and Their Venue..

‪#‎Upcoming‬ ‪#‎Summit‬ and Their Venue..
✍🏻APEC 2016 Summit- *Lima, Peru*
✍🏻APEC 2017 Summit- *Hano, Vietnam*
✍🏻Nuclear Summit 2016 - *US*
✍🏻G7 Summit 2016 - *shima, Japan*
✍🏻G7 Foreign Ministers Meeting - *Hirosh.,Japan*
✍🏻G8 Summmit 2016 - *Sendai, Japan*
✍🏻G20 Summit 2016 - *Hangzhou, China*
✍🏻8th BRICS Summit - *Goa*
✍🏻SCO Summit- *Tashkent, Uzbekistan*
✍🏻India Investment Summit - *New Delhi*
✍🏻World Humanitarian Summit - *Istanbul*
✍🏻Heart of Asia conference - *New Delhi*
✍🏻13th Islamic Summit Conference - *Istanbul*
✍🏻14th meeting of Foreign Ministers of Russia, India and China - *Moscow*
✍🏻Maritime India Summit 2016 - *Mumbai*
✍🏻North East ASEAN Business Summit - *Imphal*
✍🏻National Summit on Family Planning - *Delhi*
✍🏻International Conference on Zero - *Paris*
✍🏻13th India-EU Summit - *Brussels*
✍🏻59th Session of Commission on Narcotic Drugs - *Vienna*
✍🏻60th Session of Commission on the Status of Women - *New York*
✍🏻Broadband Commission for Sustainable Development - *Dubai*
✍🏻World Congress of Biosphere Reserves- *Lima*
✍🏻World Government Summit - *Dubai*
✍🏻World Internet Conference - *Wuzen, by China*
✍🏻2016 Nuclear Industry Summit - *Washington*
✍🏻SAARC Summit 2016 - *Islamabad*
✍🏻East - Asia Summit 2016 - *Laoscom

Daily GK Update : 5th August 2016(Highlights)

Daily GK Update : 5th August 2016(Highlights)
1. Vijay Rupani to be new Chief Minister of Gujarat
2. Nita Ambani elected as the first Indian woman member of IOC
3. Corporation Bank launches group insurance scheme for borrowers
4. IBJA announces awards for Indian medal winners at Rio 2016 Olympics
5. Assamese Litterateur Mahim Bora passes away
6. IOC approves five new sports for Olympic Games Tokyo 2020
The International Olympic Committee (IOC) has agreed to add Baseball-Softball, Karate, Skateboard, Climbing Sports and surfing in the 2020 Tokyo Olympics.
7. IOC approves 271 Russian athletes to compete in Rio Games
8. Rangana Herath takes maiden Test hat-trick against Australia

RIP Torrentz

After KickassTorrents, meta-search engine Torrentz.eu quitely shuts down
NEW DELHI: Within a month after popular piracy website KickassTorrents was shut down following the arrest of its alleged owner Artem Vaulin in Poland, meta-search engine Torrentz.eu has silently shut down with the message "Torrentz will always love you. Farewell" to its visitors. The owner of the website reportedly refused to comment.

**************BRICS 2016****************

**************BRICS 2016****************
Brics Youth summit- Guwahati
Brics Energy efficiency- visakhapatnam
Brics Urban forum - Visakhapatnam
Brics 8th summit- Goa(main summit)
Brics Drug control- new Delhi
Brics Friendship cities conclave- mumbai
Brics Employment working group - hyderabad
Brics Policy planning - Patna

Bank of Maharashtra Recuirement 2016 Apply Online

Bank of Maharashtra who recently declared zero vacancy through ibps...now come up with their own recruitment process for po and clerk...the complete advertisement will be available from 6th Aug in employment news...here are the eligibility criteria ...


CENTRAL LEVEL SCHEMES LAUNCHED BY NAMO

★★★ CENTRAL LEVEL SCHEMES LAUNCHED BY NAMO★★★
¤¤¤¤ Almost all schemes are given in this post if I miss any scheme text it in comment section¤¤¤¤
》 ●Pradhan Mantri Jan Dhan Yojana (PMJDY): 28 August 2014.
Main Objective: Financial inclusion and acc