IMPORTANT POINTS FOR IBPS CLERK EXAM:


• President Pranab Mukherjee has authored the book - Beyond Survival
• Prior to being the President of India, Pranab Mukherjee was India’s __________- Union Minister of Finance
• Who is the current Union Minister of Finance? - P. Chidambaram
• Who is responsible for the fiscal policy of India? - Finance Minister
• Prime Minister Manmohan Singh is the __________ PM of India.- 13th
• Tehelka is a _______. – Magazine/ Website/ Tabloid
• Volocopter, the world’s first green helicopter which is noiseless and emission free has been tested in which country? –  Germany
• Tessy Mohan is the Project Director of __________. – Agni IV
• Tessy Thomas was conferred ______________ for her outstanding contribution for making India self-reliant in the field of missile technology. - Lal Bahadur Shastri National Award
• Full form of AMFI is ________. - Association of Mutual Funds in India
• What does M stand for in CAMELS ratings? – Management Quality
• Full form of CHOGM is ___________. - Commonwealth Heads of Government Meeting
• Expand CRISIL. - Credit Rating Information Services of India Limited
• Expand EGoM. - Empowered Group of Ministers
• The capital of Algeria is _________. – Algiers
• The currency of Libya - Dinar
• The capita of Burkina Faso is ________. Ouagadougou
• The currency of Nigeria - Naira
• The author of the book ‘God of Small Things’ is – Arundhati Roy
• The author of ‘Five Point Someone’- Chetan Bhagat
• The author of ‘Pride and Prejudice’- Jane Austen
• The Author of the book ‘Joseph Anton’- Salman Rushdie
• The author of the book ‘The Luminaries’ is - Eleanor Catton
• Who is the winner of The Man Booker Prize 2013? - Eleanor Catton
• The author of the book ‘Bring Up the Bodies’ – Hilary Mantel
• As per the RBI guidelines PSBs has to give loans to women SHGs at the interest rate of ______. – 7 per cent
• The GAAR rules will become applicable by which year? – 2016
• A type of risk related to the trustworthiness of business is called ________. – Reputational Risk
• Whenever a bank gives out a loan in a fractional-reserve banking system, a new sum of virtual money is created. This process is called _________. – Money Creation
• The Reserve Bank of India will launch Inflation indexed Bonds which will be indexed to – CPI
• C.N.R. Rao, who is to be conferred the prestigious Bharat Ratna Award, is a famous – Scientist
• Who has been appointed as the CMD of Bharatiya Mahila Bank? - Usha Ananthasubramanian
• How many major central banks of the world have made their network of currency swap facility permanent? – Six
• Expand PACS. - Primary Agricultural Cooperative Societies
• Pin code given to Supreme Court is – 110 201
• Who is the Chairman of Insurance Regulatory and Development Authority? - T. S. Vijayan
• Which bank has, recently, launched a campaign named ‘Own Your NPA’? – IDBI Bank
• Expand P-Notes. – Participatory Notes
• Fitch has scaled down its projections on India’s growth to _________ for the current fiscal. -4.8%
• Which organization is responsible for introduction of KYC norms in India? – RBI
• AML-KYC day is observed in India on which day? - First working day of August each year
• CTS scheme was first implemented by RBI in which city? – New Delhi
• The deadline for implementing the CTS 2010 as given by RBI is - 31 December 2013
• The maximum amount per transaction in NEFT is limited to _________ for cash-based remittances and remittances to Nepal. - Rs.50,000
• Expand CORE in Core Banking Solutions. - Centralized Online Real-time Environment
• Normal core banking functions will include _________________. - Deposit accounts, Loans, Mortgages and Payments.
• Expand IFSC. - Indian Financial System Code
• What is the processing fee for the inward transactions in RTGS? – Free
• Whom should a person contact, in case of non-credit or delay in credit to the beneficiary account under RTGS system? – Bank Branch (If the issue is not resolved satisfactorily, complaint may be lodged to the Customer Service Department of RBI)
• The price at which the government purchases crops from the farmers is called ________. –MSP
• The Special Economic Zones Schemes are managed by ________. – Department of Commerce
• The National Rural Drinking Water Program is a component of – Bharat Nirman Scheme
• Swavalamban Yojana is associated with which aspect of the unorganised sector in India? – Pension Plan
• Expand ASHA. – Accredited Social Health Activities
• Who has been awarded the WTA Player of the Year 2013? – Serena Williams
• Truncation is the process of- stopping the flow of the physical cheque.
• The 14th IIFA Awards for Best Film is given to- Barfi
• RBI set up the committee to look into financial inclusion under the chairmanship of - Dr. C. Rangarajan
• The 14th IIFA Awards for Best Direction is given to - Anurag Basu
• RBI has announced the committee on Comprehensive Financial Services for Small Businesses and Low-Income Households under the Chairmanship of- Shri Nachiket Mor
• The 14th IIFA Awards for Best Actor is given to - Ranbir Kapoor
• Which of the following is the most essential financial service which should be provided to the poor people to bring them into the network of financial inclusion- A bank account where he/she can save small amount
• The 14th IIFA Awards for Best Actress is given to - Vidya Balan
• The 14th IIFA Awards for Best Supporting Acteress is given to - Anu Kapoor
• The 14th IIFA Awards for Best Supporting Acteress is given to- Anushka Sharma
• Which of the following Indian film has been nominated in the Seventh Asia Pacific Screen Awards (APSA) this year- The Lunchbox
• which of the following is the India's entry for Oscar- The Good Road'
• The Good Road' is related to which of the following state of India- Gujarat
• Who is the Director of the movie The Lunchbox - Ritesh Batra
• How many films has been nominated for the Seventh Asia Pacific Screen Awards (APSA) this year-Four
• Which of the following film has been selected as the Indian entry for the Best Foreign Language Film at the 86th Academy Awards- The Good Road
• Which of the following film has won the award for Best Gujarati film at the 60th National Film Awards- The Good Road
• Who is the Director of the movie The Good Road- Gyan Arora
• The benchmark of CTS prescriptions are collectively known as- "CTS-2010 standard".
• Cheque Truncation System has legal sanction under which of the act- Negotiable Instruments Act, 1881
• Financial inclusion or inclusive financing is the delivery of- financial services at affordable costs to sections of low-income group of society
• The United Nations defines the goals of financial inclusion as- access at a reasonable cost for all households in financial services
• India's leading credit rating and research company launched an index to measure the status of financial inclusion in India- CRISIL Inclusix
• United Nations had released a book titled "Building Inclusion Financial Sectors for Development". This book is called -"Blue Book"
• According to this survey, Which of the state is the most financially developed- Himachal Pradesh
• According to this survey, Which of the state is the least financially developed- Bihar
• The banks with a view to achieving greater financial inclusion to make which account-- "no-frills" banking account.
• In India, financial inclusion first featured in- 2005
• Which was the first village in India where all households were provided banking facilities-Mangalam