IBPS Interview Question and Answer

IBPS Clerk Interview question and Answer




Q1. Why you want to join as a Clerk with technical degree?

i. Make sure your looks realistic and at the same time coveys your willingness to join bank sector.
ii. If questioned about your degree (MBA/MCA/ M.SC/ MTech) mention about the uncertain future of private sector, compared to high growth witnessed in banking sector.

Q2. Aren’t you overqualified for clerk post?

Let them know that how your degree can help in banking sector and also relate your answer with future growth.

Q3. Why Government job?

i. A government job provides job security and commands much more respect in society than a private job.
ii. By any chance, if some of your relates, parents etc are associated with a government job or bank; you should cite the example of such cases and mention that you have seen these people and they have been your inspiration.

Note: Never answer in a openly manner “I did not get any other job, or I need job at any cost, There is a lot of pressure in private sector”. You would be countered with more questions.

Q4. What is a nationalized bank?

Ans: Banks which are owned and run by government of India are called as nationalized banks.
Example: Canara bank, syndicate bank, Vijaya bank, etc..,

There are total 21 nationalized banks at present.
Bhartiya Mahila Bank is a new nationalized bank which starts operation in November.

Private bank: Banks which are owned and run by individuals are called private banks. Example: karnataka bank, karurvysya bank, lakshmivilas bank etc..,

Foreign banks: Banks which are foreign originated [based] are called foreign banks Example: Citi bank, HSBC bank.

Q5. What is RBI [Reserve Bank of India], when it is established and what are its functions?

Ans: RBI established in 1935 and Nationalized in 1949 and its head office in Mumbai. Present Governor of RBI “ Raghuram Rajan”.
Its functions:
1. Issues currency notes
2. Acts as bankers bank
3. Maintains foreign exchange reserves
4. Maintains CRR and SLR

Note: RBI is also called as "bankers bank", because all banks will have a/c's with RBI. It provides funds to all banks hence it is called as BANKERS BANK.

Q6. What are the Open Market Operations (OMOs)?

Ans: OMOs are the market operations conducted by the Reserve Bank of India by way of sale/ purchase of Government securities to/ from the market with an objective to adjust the rupee liquidity conditions in the market on a durable basis.

For Ex: When the RBI feels there is excess liquidity in the market, it resorts to sale of securities thereby sucking out the rupee liquidity. Similarly, when the liquidity conditions are tight, the RBI will buy securities from the market, thereby releasing liquidity into the market.

Q7. Types of accounts in banks?

Ans. 
  • Savings bank account [SB a/c]: The main purpose of SB a/c is to encourage small savings from the public. Interest paid on SB a/c is 4 percent.
  • Any individual can open SB a/c. An Indian residing at abroad can open a NRI a/c. NRI represents non-resident Indians. 
  • Current account: It’s a running and active account. No interest is paid on current a/c.
  • Current accounts can be opened on firm names. Even individuals can also open current a/cs. But on firm names you cannot open SB a/c. 
  • Fixed Deposit account: Amount is kept for a fixed period. Higher rate of interest will be paid on this a/c. 
  • Recurring deposit [RD a/c]: A fixed amount can be deposited in monthly installments. Interest rate is same as fixed deposits.


Q8. What is Unclaimed Deposit Account?

Ans: Those saving or current accounts which have not been operated upon for 10 years or more, as at the end of each calendar year.

Q9. What is Inoperative /Dormant Account?

Ans: A savings as well as current account should be treated as inoperative / dormant if there are no transactions in the account for over a period of two years.

Q10. What is BSBDA Account (BASIC SAVING BANK DEPOSIT):

Ans: Under the guidelines issued on August 10, 2012 by RBI: Any individual, including poor or those from weaker section of the society, can open zero balance account in any bank. BSBDA guidelines are applicable to "all scheduled commercial banks in India, including foreign banks having branches in India". All the accounts opened earlier as 'no-frills' account should be renamed as BSBDA. Banks are required to convert the existing 'no-frills' accounts’ into 'Basic Savings Bank Deposit Accounts'.

The 'Basic Savings Bank Deposit Account' should be considered as a normal banking service available to all customers, through branches.

The aim of introducing 'Basic Savings Bank Deposit Account' is very much part of the efforts of RBI for furthering Financial Inclusion objectives.

Q11. What is Cheque?

Ans. Cheque is a negotiable instrument containing conditional order to pay sum of money to the person mentioned on it or to the bearer of the instrument.

  • Crossing on Cheque: Two parallel lines drawn on the top left corner of the cheque. 
  • Account payee cheque: Account payee cheques can be routed only through accounts. 
  • Post dated cheque: The date on the cheque beyond today’s date then cheque becomes post dated. 
  • Stale cheque: Cheque is valid for 3 months. If the date on the cheque is before 3 months, then the cheque becomes stale cheque.
  • Mutilated cheque: It is a damaged cheque. 
  • At Par cheque: It is payable anywhere in India. 
  • Multi city cheque: A cheque which is payable in any branch of a particular bank.


Q12. What is Demand Draft:

Ans: A demand draft is an instrument used for effecting transfer of money. It is a negotiable instrument.

Difference b/w a Cheque and a demand draft:
  1. A cheque is issued by an individual whereas a demand draft is issued by a bank.
  2.  A cheque is drawn by an account holder of a bank, whereas a draft is drawn by one branch of a bank on another branch of the same bank.
  3. In a cheque, the drawer and the drawee are different persons. But in a draft both the drawer and the drawee are the same bank.
  4. A cheque is defined in the Negotiable Instrument Act, 1881, whereas a demand draft has not be precisely defined in the NI Act.
  5. A Cheque can be dishonored for want of sufficient balance in the account. Whereas a draft cannot be dishonoured.Hence there is certainty of the payment in the case of a demand draft.
  6. Payment of a cheque can be stopped by the drawer of the cheque, whereas, the payment of a draft cannot be stopped.
  7. A cheque can be made payable either to a bearer or order. But a demand draft is always payable to order of a certain person.


Q13. What is Cheque Truncation?

i. Truncation is the process of stopping the flow of the physical cheque issued by a drawer at some point with the presenting bank en-route to the drawee bank branch.
ii. In its place an electronic image of the cheque is transmitted to the drawee branch by the clearing house, along with relevant information like data on the MICR band, date of presentation, presenting bank, etc.
iii. Cheque Truncation speeds up the process of collection of cheques resulting in better service to customers, reduces the scope for clearing-related frauds or loss of instruments in transit, lowers the cost of collection of cheques, and removes reconciliation-related and logistics-related problems, thus benefitting the system as a whole.

Q14. What is Repo rate?

Ans. The rate at which RBI lends money to commercial banks is known as Repo Rate.
Repo Rate at present: 8%

Reverse Repo rate: Reverse repo rate is the rate at which the central bank of a country (Reserve Bank of India in case of India) borrows money from commercial banks within the country. It is a monetary policy instrument which can be used to control the money supply in the country.
Reverse Repo rate: 7%

15. What is CRR and SLR?

Ans. 
CRR: Cash Reserve Ratio – It is the ratio of physical cash that every bank has to keep with RBI.
Current CRR – 4%

SLR: Statutory Liquidity Ratio – It is the ratio of liquid assets that every bank has to keep with RBI.
Current SLR – 23%

Need of SLR: With the SLR, the RBI can ensure the solvency of a commercial banks. It is also helpful to control the expansion of the Bank credits. By changing SLR rates, RBI can increase or decrease bank credit expansion. Also through SLR, RBI compels the commercial banks to invest in the government securities like govt. bonds.

Main use of SLR: SLR is used to control inflation and propel growth. Through SLR rate the money supply in the system can be controlled effectively.

Q16. What is Marginal Standing Facility (MSF):

i.MSF rate is the rate at which banks borrow funds overnight from the Reserve Bank of India (RBI) against approved government securities.
ii. This came into effect in may 2011. Under the Marginal Standing Facility (MSF), currently banks avail funds from the RBI on overnight basis against their excess statutory liquidity ratio (SLR) holdings.
iii. Additionally, they can also avail funds on overnight basis below the stipulated SLR up to 1 per cent of their respective Net Demand and Time Liabilities (NDTL) outstanding at the end of second preceding fortnight.

Why (MSF) is it required: Banks borrow money from RBI at MSF rate when there is an acute cash shortage or acute asset-liability mismatch. This does not carry any stigma. Size of MSF: Minimum amount of Rs. One crore and in multiples of Rs. One crore thereafter.

Q17. About KYC norms?

Ans: The full form of KYC is – Know Your Customer KYC guidelines was introduced by – RBI for all banks in the year – 2002
The components of KYC – Identity proof , address proof , photographs
The objective of KYC guidelines is – to prevent banks from criminal money laundering activities
KYC day is celebrated on – First working day of august every year

Q18. About BASE RATE :-
The minimum interest rate of a bank below which it cannot lend to public
The BPLR (Benchmark prime lending rate)was introduced in the year – 2003 The BPLR was converted into base rate on – july 2010 RBI made mandatory for all banks to introduced w.e.f. – 1July 2010, The minimum base rate is fixed by – RBI

Q19. What is CBS (Core Banking Solutions)?

Ans: Core Banking Solutions is the process, where branches of the bank are connected to a central host and the customers of connected branches can do banking at any breach with core banking facility.

Advantages for both to the customers & the banks:

Customer:
i. Transactions of business from any branch.
ii. Lower incidence of errors.
iii. Better funds management due to immediate availability of funds.

Banks:
i. Better customer service.
ii. Availability of accurate data.
iii. Increased business volume with better asset liability management and risk management.

Q20. What is Inflation?

Ans. It is a state where money looses the value hence prices will go up (or) Decreasing the value of money.

Q21. What is Deflation?

Ans. It is opposite to inflation. Money will have more value. Here the products looses the value.

Q22. What is Credit card?

Ans. Credit card is a plastic instrument that can be used for the purchase of goods and services. You can buy the services and then pay the cash to the bank. Limits will be fixed based on the net worth of the customer. Leading credit cards: VISA, MASTER.

Q23. What is NEFT & RTGS?

NEFT (National Electronic Fund Transfer): NEFT enables funds transfer from one bank to another but works a bit differently than RTGS. NEFT is slower than RTGS. The transfer is not direct and RBI acts as the service provider to transfer the money from one account to another. You can transfer any amount through NEFT, even a rupee. There is no Minimum & Maximum Limit in NEFT.

Need of NEFT: We can use this facility if we want to transfer funds online in a day or two. NEFT can make life easier for those who need to send money to their parents or children living in another city. It cuts the trouble of issuing a cheque or draft and posting it. It can also be done through internet banking.

RTGS (Real time gross settlement ): RTGS system is funds transfer systems where transfer of money or securities takes place from one bank to another on a "real time" and on "gross" basis.

Minimum & Maximum Limit of RTGS: 2 lakh and no upper limit.

In an RTGS system, transactions are settled across accounts held at a Central Bank on a continuous gross basis. Settlement is immediate, final and irrevocable (which cannot be changed or reversed).

Q24. What is NPA?

Ans. NPA: Non Performing Asset: When a loan becomes bad then it becomes NPA.

Q25. What is online banking?

Ans. Nothing but any where banking. A customer can operate his account from any branch of a particular bank.

Q26. What is a currency chest?

i. To facilitate the distribution of banknotes and rupee coins, the Reserve Bank has authorised select branches of scheduled banks to establish Currency Chests.
ii. These are actually storehouses where banknotes and rupee coins are stocked on behalf of the Reserve Bank. As on June 30, 2006, there were 4428 Currency Chests and 4102 Small Coin Depots.
iii. The currency chest branches are expected to distribute banknotes and rupee coins to other bank branches in their area of operation.

Q27. What is Online or Internet Banking?

Ans: The accessing of bank information, accounts and transactions with the help of a computer through the financial institution's website on the Internet is called online banking. It is also called Internet banking or e-banking

Q28. What are soiled, mutilated and imperfect banknotes?

(i) "soiled note:" means a note which, has become dirty due to usage and also includes a two piece note pasted together wherein both the pieces presented belong to the same note, and form the entire note.
(ii) Mutilated banknote is a banknote, of which a portion is missing or which is composed of more than two pieces.
(iii) Imperfect banknote means any banknote, which is wholly or partially, obliterated, shrunk, washed, altered or indecipherable but does not include a mutilated banknote.

Q29. What are the various types of financial markets?

The financial markets can broadly be divided into money and capital market.

A. Money Market: The money market provides investment avenues of short term tenor. Money market transactions are generally used for funding the transactions in other markets including Government securities market and meeting short term liquidity mismatches.

By definition, money market is for a maximum tenor of up to one year. Within the one year, depending upon the tenors, money market is classified into:
i. Overnight market or Call money - The tenor of transactions is one working day.
ii. Notice money market – The tenor of the transactions is from 2 days to 14 days.
iii. Term money market – The tenor of the transactions is from 15 days to one year.

B. Capital Market: Capital market is a market for long-term debt and equity shares.
In this market, the capital funds comprising of both equity and debt are issued and traded. This also includes private placement sources of debt and equity as well as organized markets like stock exchanges.

Q30. Commercial Paper (CP)?

Ans: Commercial Paper (CP) is an unsecured money market instrument issued in the form of a promissory note.

Corporate, primary dealers (PDs) and the all-India financial institutions (FIs) that have been permitted to raise short-term resources under the umbrella limit fixed by the Reserve Bank of India are eligible to issue CP.

Period: CP can be issued for maturities between a minimum of 7 days and a maximum up to one year from the date of issue.

Q31. Certificate of Deposit (CD)

Ans: Certificate of Deposit (CD) is a negotiable money market instrument and issued in dematerialized form or as a Usance Promissory Note, for funds deposited at a bank or other eligible financial institution for a specified time period.

Period: Banks can issue CDs for maturities from 7 days to one a year whereas eligible FIs can issue for maturities 1 year to 3 years.

Q32. What is EMV based card payments?

Ans: EMV stands for Europay, MasterCard and Visa, a global standard for inter-operation of integrated circuit cards (IC cards or "chip cards") and IC card capable point of sale (POS) terminals and automated teller machines (ATMs), for authenticating credit and debit card transactions.

It is a joint effort initially conceived between Europay, MasterCard and Visa to ensure the security and global interoperability of chip-based payment cards

Q33. What is Bhartiya Mahila Bank (BMB)?

Ans.Bhartiya Mahila Bank is an Indian financial services banking company based in New Delhi, India.India's Prime Minister Manmohan Singh inaugurated the system on 19 November 2013 on the occasion of the 94th birth anniversary of former Indian Prime Minister Indira Gandhi.

Headquarter – New Delhi. Bank will get an initial capital of Rs 1,000 crore.
Usha Ananthasubramanian – The First CEO/Chairperson of Bhartiya Mahila Bank

Q34. Financial inclusion: Financial inclusion means providing sound and affordable financial services to the "unbanked”, those who do not have access to the formal financial system.

Financial inclusion is more than an economic issue - it is a legal and regulatory reform process.

35. What is Bancassurance: The sale of insurance and other similar products through a bank. This can help the consumer in some situations; for example, when a bank requires life insurance for those receiving a mortgage loan the consumer could purchase the insurance directly from the bank.

Q36. What is IFSC (Indian Financial System Code)?

i. Indian Financial System Code is an alpha-numeric code that uniquely identifies a bank-branch participating in the NEFT system.
ii. This is an 11 digit code with the first 4 alpha characters representing the bank, The 5th character is 0 (zero).and the last 6 characters representing the bank branch.
iii. IFSC is used by the NEFT system to identify the originating / destination banks / branches and also to route the messages appropriately to the concerned banks / branches.

Q37. What is MICR?

Ans.MICR stands for Magnetic Ink Character Recognition. MICR Code is a numeric code which uniquely identifies a bank branch participating in the ECS Credit scheme. MICR code consists of 9 digits e.g 400229128
i. First 3 digits represent the city (400)
ii. Next 3 digits represent the bank (229)
iii. Last 3 digits represent the branch (128) The MICR Code allotted to a bank branch is printed on the MICR band of cheque leaves issued by bank branches.

Q38. What is Balance of Trade: The value of a country’s exports minus the value of its imports. Unless specified as the balance of merchandise trade, it normally incorporates trade in services, including earnings (interest, dividends, etc.) on financial assets.
Balanced Trade: When a balance of trade equal to zero. (exports – imports = 0)

Q39. What is Balance of Payments: A list of all of a country’s international transactions for a given time period, usually one year. Payments into the country (receipts) are entered as positive numbers, called credits; Payments out of the country (payments) are entered as negative numbers called debits. A single numbers summarize all of a country’s international transactions: the balance of payments surplus.

Q40. What is Balance Sheet: A financial statement that summarizes a company's assets, liabilities and shareholders' equity at a specific point in time. These three balance sheet segments give investors an idea as to what the company owns and owes, as well as the amount invested by the shareholders.

The balance sheet must allow the following formula: Assets = Liabilities + Shareholders' Equity

Q41. What is Fiscal Deficit: A deficit in the government budget of a country and represents the excess of expenditure over income. So this is the amount of borrowed funds require by the government to meet its expenditures completely.

Q42. What is Direct & Indirect Tax: A direct tax is that which is paid directly by someone to taxing authority. Income tax and property tax are an examples of direct tax. They are not shifted to somebody else.

Indirect Tax: This type of tax is not paid by someone to the authorities and it is actually passed on to the other in the form of increased cost. They are levied on goods and services produced or purchased. Excise Tax, Sales Tax, Vat, Entertainment tax are indirect taxes.

Q43. What is NOSTRO & VOSTRO Account: A Nostro account is maintained by an Indian Bank in the foreign countries.

VOSTRO Account: A Vostro account is maintained by a foreign bank in India with their corresponding bank.

Q44. SDR (Special Drawing Rights): SDR are new form of International reserve assets, created by the International Monetary Fund in 1967. The value of SDR is based on the portfolio of widely used countries and they are maintained as accounting entries and not as hard currency or physical assets like Gold.

Q45. What is CRAR(Capital to Risk Weighted Assets Ratio): Capital to risk weighted assets ratio is arrived at by dividing the capital of the bank with aggregated risk weighted assets for credit risk, market risk and operational risk.

Q46. What is Government Bonds?

Ans: A government bond, which is also known as a government security, is basically any security that is held with the government and has the highest possible rate of interest.

Q47. What is FDI & FII?

FDI: Foreign direct investment (FDI) is a direct investment into production or business in a country by an individual or company of another country, either by buying a company in the target country or by expanding operations of an existing business in that country. Foreign direct investment is in contrast to portfolio investment which is a passive investment in the securities of another country such as stocks and bonds.

FII: Foreign institutional investors (FIIs) are those institutional investors which invest in the assets belonging to a different country other than that where these organizations are based.

Note: Foreign institutional investors play a very important role in any economy. These are the big companies such as investment banks, mutual funds etc, who invest considerable amount of money in the Indian markets. With the buying of securities by these big players, markets trend to move upward and vice-versa. They exert strong influence on the total inflows coming into the economy.

Difference b/w FDI & FII:


  1. FDI or Foreign Direct Investment is an investment that a parent company makes in a foreign country. On the contrary, FII or Foreign Institutional Investor is an investment made by an investor in the markets of a foreign nation.
  2. In FII, the companies only need to get registered in the stock exchange to make investments. But FDI is quite different from it as they invest in a foreign nation.
  3. FDI is more preferred to the FII as they are considered to be the most beneficial kind of foreign investment for the whole economy.
  4. The Foreign Institutional Investor is also known as hot money as the investors have the liberty to sell it and take it back. But in Foreign Direct Investment, this is not possible. In simple words, FII can enter the stock market easily and also withdraw from it easily. But FDI cannot enter and exit that easily. This difference is what makes nations to choose FDI’s more than then FIIs.
  5. While the FDI flows into the primary market, the FII flows into secondary market. While FIIs are short-term investments, the FDI’s are long term.
Q48. Aware about RBI recent move to withdraw all currency notes issued before 2005?

The Reserve Bank of India decided to withdraw all currency notes issued prior to 2005, including Rs 500 and Rs 1,000 denominations, after March 31 in a move apparently aimed at curbing black money and fake currencies.

How can you distinguish such type of notes?

The public can easily distinguish the currency notes issued before 2005 as they do not have the year of printing on reverse side. The year of printing in a small font is visible at the middle of the bottom row in notes issued after 2005.

Summary:
- Aimed at curbing black money and fake currencies.
- Banks will accept pre-2005 notes for exchange from April 2014.
- From 1 July 14 banks will demand identity and residence proof to exchange more than 10 notes.
- Notes will be acceptable until further instructions from the RBI
- Most fake currencies are based on pre-2005 design.
- Post-2005 notes have additional security features.
- Banks will get only 25% of the value from RBI for turning in Fakes.
- Banks will have to report transaction of over Rs 10 lakh to authorities.
- Total value of currency in circulation Rs 11,68,800 crore.
- Value of pre-2005 notes could be in tens of thousands of crores.

Q49. What Are Bitcoins?

Ans: The Bitcoin is a form of currency without notes and coins, it is a digital currency. In this era of Internet and digitization, we’ve moved from phone to VoIP calls, face-to-face meeting to video conferencing, fax to email, cable television to IP TV, and the list goes on.
The concept of Bitcoins was developed by Satoshi Nakamoto and belongs to Japan.
The world’s first insured bitcoin storage service has launched in the UK (London).

Q50. What is Basel Norms ?
Bureau of International Settlement (BIS) headquarters at Basel, Switzerland has appointed a committee to supervise and to set some standards for International Banks. This committee is known as Basel Committee on Bank Supervision (BCBS). The rules and regulations for Banks issued by this committee were called Basel Norms / Accords. There are three Basel Norms, namely Basel I, II and III.

Basel I Accord : This was issued in 1988. This accord focused on the capital adequacy of financial institutions. Banks that operate internationally are required to have a risk weight of 8% or less. India adopted Basel I Norms in the year 1999.

Basel II Acord : This is the second of the Basel Accords, published in the year 2004. This consists of the recommendations on Banking Laws and Regulations issued by BCBS.

Basel III Accord : Basel III guidelines were released in the year 2010. This is to enhance the banking regulatory framework. It builds on the Basel I and Basel II documents and seeks to improve the banking sector's ability to deal with financial and economic stress, improve risk management and strengthen the banks' transparency

IBPS Interview Question


(1) Tell me About Yourself?
(2) Diff bet. GDP & GNP ?
(3) What is Boyle's Law?
(4) What is law of Motion?
(5) Then my hobbies?
(6) My strengths & weakness?
(7) They give me a paper to find hexadecimal of 45?
(8) Are u a team player?
(9) Why u want join banks?
(10) Can u tell me the statistics about the growth in banks?
(11) What is the difference between credit n debit card??
(12) How can an illiterate person use card if he doesn’t know how to use it and enter d pin?
(13) Is there ant ATM without a PIN?
(14) What about d ppl in rural areas who are illiterate and how will they be able to use cards n all.?
(15) What is liquidity?
(16) Who is the regulator of banks?
(17) Functions of RBI?
(18) Do you have bank a/c?
(19) In which bank?
(20) Which type of account?
(21) How much of interest they are giving to you?
(22) What type of Demand Loans are introduced by Andhra bank?
(23) Do you know about SHG? EXPLAIN IT.
(24) What is financial inclusion ?
(25) Who introduced financial inclusion ?
(26) How many type of accounts ?
(27) What is priority sector?
(28) In education loan there is need of any colletral security ?
(29) Limit for education loan?
(30) What is demat account ?
(31) Who does open demat account and can a bank it
(32) You have done mca in 2011...after it wht u have done ...n why banking ?
(33) What is rdbms ?
(34) Rdbms softwares ?
(35) What lastest version of oracle 9i ?
(36) What is normalisation ?
(37) Which N-form most use in normalisation ?
(38) is bitcoin ?
(39) Who is telecommunication minister ?
(40) Latest news by supreme court about adhar card ?
(41) What is a bank??
(42) As a bank employee what should we want to do for bank??
(43) How your field useful to bank??
(44) What is the problems at present public facing in the Public sector banks??
(45) What is your score??
(46) Will you serve in the bank upto the end??
(47) Who is the chairman of SBI??
(48) What is the full form of ATM??
(49) ग्रेजुएशन किस सब्जेक्ट से किया है ?
(50) तो बी.टेक करते हुए सोचा था की बैंक ज्वाइन करोगे ?
(51) तो अब फिर बैंकिंग क्यों ?
(52) बैंक क्या है ?
(53) रेपो रेट क्या है ?
(54) कितनी है रेपो रेट ?
(55) रिवर्स रेपो रेट क्या है ?
(56) किन्ही तीन बैंकों के नाम और उनके चेयरपर्सन के नाम बताओ?
(57) SBI के चेयरपर्सन कौन है ?
(58) किसी बैंक में अकाउंट खोलने के लिए क्या क्या डॉक्यूमेंट जरुरी होता है?
(59) आज की कोई दो हैडलाइन बताओ ?
(60) RTI और RTE क्या हैं ?
(61) You have completed MCA now why u have chosen banking sector ?
(62) What is www?
(63) What is CRR and SLR
(64) what is augusta westland deal ?
(65) Who is the health minister of delhi ?
(66) who is chief election commissioner of india ?
(67) What is your opinion about arvind kejriwal ?
(68) Do u think arvind kejriwal can change the face of Indian politics.
(69) Current Repo rate,bank rate,Reverse repo rate ?
(70) Your hobbies
(71) What have you done in your graduation?
(72) Tell me about your father’s profession
(73) Who regulates insurance sector?
(74) Where is it’s headquarter?
(75) Who regulates share market?
(76) Where is its HQ & who is chairman?
(77) What is difference between Primary & Secondary market?
(78) What is IPO?
(79) What is Follow up IPO? If IPO has already issued then what is the need of it?
(80) What is RBI?
(81) does it regulate cooperative banks also?
(82) Do u have any bank account?
(83) Who is head of SBI?
(84) Have you heard about CSR?
(85) Tell me 2 companies which are following CSR?
(86) Tell me 2 names of public & pvt banks who’s head is a woman
(87) Earlier u said that RBI controls monetary policy, when govt. passes the budget then what is the need of monetary policy?
(88) what is reverse repo rate?
(89) current reverse repo rate is?
(90) when RBI borrows from other banks, then money in market increases or decreases?
(91) what is LT, ST, MT
(92) after that Infrastructure Sector me kuan si financing hoti hai ST,LT
(93) Who is the CJI of India.
(94) Who is the CVC
(95) Who is the CIO
(96) Who is the Chief election Officer.
(97) What is the function of Financial Management.
(98) What is BEP..
(99) who control the working of banks & how
(100) Asked me about 2 Rates
(101) What is current Bank Rate
(102) What are basic A/c Principals..
(103) Liability & assets side of Banks
(104) What is Sarfaesi act
(105) What is NPA
(106) What is the serious problem that the economy is facing
(107) What is cad
(108) How can u suit yourself in a bank
(109) Where u have worked?
(110) After MBA, why you want to join Bank, and how u are useful to us?
(111) Difference between Sales and Marketing?
(112) Types of customers?
(113) Difference between World Bank and IMF?
(114) Difference between money Market and Capital market?
(115) Last question regarding Bhartiya Mahila Bank?
(116) which year you completed your B.com?
(117) favorite sub which i told account then they ask why loan and investment come in balance sheet?
(118) when i told them but said why it is shown under investment head then i said sorry i dont remember .
(119) what is fund flow ..
(120) What is your favorite chapter in account i told cost acc..
(121) what is opportunity cost. Absolute cost ..
(122) if u take loan from bank which side in balance sheet com ..
(123) what u know about banking?
(124) how rupees value getting depreciated? i
(125) What are the measures to control depreciation .
(126) What types of crops in ur region they grow commonly?
(127) wht are your hobbies?
(128) What are todays headlines?
(129) Do you support AAP?
(130) Tell me wht is CRR and how RBI uses this as a tool for various purposes?
(131)Where u have worked?
(132)After MBA, why you want to join Bank, and how uare useful to us?
(133)Difference between Sales and Marketing?
(134)Types of customers?
(135)Difference between World Bank and IMF?
(136)Difference between money Market and Capitalmarket?

(137)Last question regarding Bhartiya Mahila Bank?
(138)What u know about bank
(139)Tell about NABARD
(140)Full form of NABARD
(141)Who controlled RRBs before NABARD
(142)How many types of banks are there
(143)Tell about SIDBI
(144)Tell about accounting standard
(145)What is disclosure requirement in final accounts
(146)What is difference b/t management audit and financial audit
(147)What is goodwill
(148)TDS on fixed deposits
(149)TDS return filing dates
(150)What is today headlines
(151)What do u know about lokpal bill.

SBI Specialist Officer Recruitment 2014

SBI Specialist Officer Recruitment 2014: State Bank Specialist Officer Recruitment





SBI Recruitment 2014. SBI Specialist Officer Recruitment 2014. State Bank Specialist Officer Recruitment. State Bank of India (SBI) SO Recruitment 2014.

State Bank of India (SBI) invites on-line applications from Indian citizens for appointment in following Specialist Cadre Officers posts in State Bank Group. Candidates are requested to apply on-line between 17.02.2014 and 06.03.2014 through Bank’s website or as per the procedure given in below. For applying online, the candidates should have a valid e-mail ID for communication during the recruitment process.

Please Note that:

1. A candidate can apply for only one post under this project.
2. The Process of Registration of Application is complete only when fee is deposited with the Bank through off-line/on-line mode on or before the prescribed last date for fee submission.
3. The candidates are requested to ensure before applying that they fulfill strictly the eligibility criteria (viz. age, qualification and post-qualification experience) for the post as on the date of eligibility. Admission to written test will be purely provisional without verification of documents showing age/qualification/category (SC/SC/OBC/PWD) etc.Candidature will be subject to verification of details/documents of the candidate when they report for the personal interview.
4. Candidates, applying for a particular post where two or more banks have shown vacancies, should submit only one application for any bank mentioned in column D against the post. Preference of Banks will be taken at the time of interview. Allotment of Bank will be done on the basis of ranking of the candidate in the merit list.

Important Dates:

On-line registration of application : 17.02.2014 TO 06.03.2014

Payment of fee :

On-line 17.02.2014 to 06.03.2014
Off line 19.02.2014 to 08.03.2014
Date of Online Test : 19.04.2014

Vacancies in the Following Posts:

Manager (Statistician), Deputy Manager (Statistician), Assistant Manager (Statistician), Chief Manager (Analysts), Assistant Manager (Library), Manager (Chatered Accountant), Dy. Manager (Chatered Accountant), Assistant Manager (Chatered Accountant), Assistant Manager (Economist), Assistant General Manager (Risk Management), Chief Manager (Market Risk), Manager (Market Risk), Manager (Risk Management), Deputy Manager (Risk Management), Assistant Manager (Systems), Deputy Manager (Civil Enginnering), Assistant Manager (Civil Enginnering), Deputy Manager (Electrical Engineering), Assistant Manager (Electrical Engineering), Deputy Manager (Official Language), Assistant Manager (Official Language), Assistant General Manager (Law), Chief Manager (Law), Deputy Manager (Law), Assistant Manager (Law), Deputy Manager (Security).

Vacancy: Total Number of vacancy 393

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Some Important Current Affairs Question



1. Who among the following has won Korean Grand Prix 2013?
[A]Sebastian Vettel
[B]Fernando Alonso
[C]Kiwi Raikkonen
[D]Romain Grosjean
Answer:
Sebastian Vettel Red Bull’s Sebastian Vettel won Korean Grand Prix. Lotus drivers Kimi Raikkonen and Romain Grosjean took second and third.
2. Recently (October, 2013), in which of the following places All-Women Sharia court to redress grievance of Muslim women started functioning?
[A]Bangalore
[B]Pune
[C]Mumbai
[D]Chennai
Answer:
Pune A sharia court conducted solely by women with an aim to redress grievances of Muslim women has started functioning at Pune. Set up by Bhartia Muslim Mahila Andholan (BMMA) the first all-women sharia court will deal with various family issue, including marital discord, divorce as well as property- related disputes.
3. In October 2013,voters of which of the following countries have rejected government proposal to abolish upper house of the parliament?
[A]Finland
[B]Ireland
[C]Mongolia
[D]Nairobi
Answer:
Ireland Voters in the Republic of Ireland have rejected a government proposal to abolish Seanad Eireann (upper parliament of the Irish parliament). The Seanad has existed for more than 90 years. The current Irish government has argued it cost too much to run and that its abolish could have saved Irish taxpayers as much as 20m euros a year.
4. The government of which among the following states has launched a scheme to screen people above the age of 30 years for life style diseases?
[A]Karnataka
[B]Kerala
[C]Tripura
[D]Punjab
Answer:
Kerala "Amrutham Arogyam" a unique project to screen all the people above the age of 30 years in the state for life style disease was formally launched in Kerala.
5. Who among the following are conferred with 2013 Nobel Prize in medicine? 1.James Rothman 2.Randy Schekman 3.Thomas Suedhof 4.Thomas Randitt Chose the correct answer from the codes given below:
[A]Only 1 & 3
[B]Only 1, 2 & 3
[C]Only 1, 2 & 4
[D]Only 2, 3 & 4
Answer:
Only 1, 2 & 3 Americans James Rothman and Randy Schekman and German born research Thomas Suedhof won the 2013 Nobel Prize in medicine for discoveries on how hormones, enzymes and other key substances are transported within cells.
6. Who among the following has been recently inducted into the prestigious National Academy of Engineering, United States for his contribution to industrial development in India and world?
[A]E. Sridharan
[B]Ratan Tata
[C]Chandra Shekar
[D]Navin Murthy
Answer:
Ratan Tata Industrialist Ratan Tata has been inducted into the prestigious National Academy of Engineering in US for his contribution to industrial development in India and across the world. Besides Tata, eight Indian-Americans have been inducted into the institute, consider among the highest professional distinctions accorded to an engineer.
7. At which among the following places, Tamil Nadu's first Spice Park has been inaugurated?
[A]Shivaganga
[B]Mettur
[C]Udakamandal
[D]Hosur
Answer:
Shivaganga Union Finance minister P Chidambaram inaugurated Tamil Nadu’s first Spice Park at Muthupatti near Shivaganga. The Spice Park set up in Sivaganga at a cost of Rs 20 crore is aimed at creating infrastructure and processing facilities for turmeric and chilli produced in Tamil Nadu.
8. Which of the following Islands is the only place in India where the rare yellow mangrove (Ceriops tagap) is found?
[A]Vincet Island
[B]Barren Island
[C]St Marry Island
[D]Nicobar Island
Answer:
Vincet Island The estuarine Vincet Island on Ashtamudi Late in Kollam is the only place in India where the rare yellow mangrove is found. The yellow mangrove, long thought to be extinct, was discovered on Vincet Island by mangrove enthusiasts in 2011.
9. Who among the following has been appointed as chairperson of State Bank of India (SBI)?
[A]Kavitha Krishnamurthy
[B]Usha Chandrashekar
[C]Arundhati Bhattacharya
[D]Sonakshi Vishal
Answer:
Arundhati Bhattacharya Arundhati Bhattacharya appointed as Chairperson of State Bank of India, the first woman to head the country’s largest lender in its 207 year history. She was managing director and chief financial officer of the bank prior to her elevation.
10. . The “Tamu-Kalewa-Kalemyo” is a friendship road connect India and which country?
[A]Nepal
[B]Bangladesh
[C]Myanmar
[D]Bhutan
Answer:
Myanmar Tamu-Kalewa-Kalemyo” is a 160 km road close to Myanmar’s western border with India.
11. The Tolkappiar award is a lifetime achievement award given to Indian scholar for their contribution in the field of ___ studies. Fill the blank with correct option?
[A]Kannada
[B]Tamil
[C]Sanskrit
[D]Konkani
Answer:
Tamil The Tolkappiar award is a lifetime achievement award given to Indian scholar for their contribution in the field of Tamil studies.
12. Who among the following will be conferred the Indira Gandhi Award for National Integration for the year 2012?
[A]Swamy Agnivesh
[B]M S Swaminathan
[C]Anna Hazare
[D]Ila Bhat
Answer:
M S Swaminathan Eminent agricultural scientist M S Swaminathan will be conferred the Indira Gandhi Award for National Integration for the year 2012.
13. Who among the following has secured two gold medals for India at Track Asia cycling championship?
[A]Deborah
[B]Manorama Devi
[C]Sunita Devi
[D]Anjana
Answer:
Deborah India finishes with six medals at Track Asia Cycling championship held in Thailand. India’s Deborah clinches two gold medals.
14. Name the Canadian author who won 2013 Nobel Prize for Literature?
[A]Alice Munro
[B]Will Gompertz
[C]Jumpa Lahari
[D]Markel Hudson
Answer:
Alice Munro Canadian author Alice Munro has won the 2013 Nobel Prize for Literature. The 82 year old, whose books include Dear Life and Dance of the Happy Shades, is only the 13th women to win the prize since its inception in 1901. Dance of the Happy Shades, published in 1968, was Munro’s first collection and it went on the Canada’s highest literary prize, the Governor General’s Award.
15. The “Minamata Convention” is a set of legally binding measures to curb which pollutant?
[A]Green house gases
[B]Mercury
[C]Plastics
[D]Lead
Answer:
Mercury The “Minamata Convention” is a set of legally binding measures to curb mercury pollution. It was named after the Japanese city that, in the `1950s saw one of the world’s most cases mercury poisoning.
16. Who among the following has won European Union’s “Sakharov Human Rights” prize?
[A]Edward Snowden
[B]Malala Yousafzai
[C]Ali Zeidan
[D]Vladamir Putin
Answer:
Malala Yousafzai Pakistani schoolgirl and campaigner Malala Yousafzai, has won the EU’s Sakharov Human Rights prize. The Sakharov Prize for speech is awarded by the European Parliament annually in memory of Soviet physicist and dissident Andrei Sakharov. US whistleblower Edward Snowden had been a contender for the prize.
17. Which of the following would be the first corridor to be explored for the Indian railways ambitious bullet train project?
[A]Delhi – Kolkata
[B]Bangalore – Chennai
[C]Mumbai – Ahmadabad
[D]Mumbai – Bangalore
Answer:
Mumbai – Ahmadabad Indian Railways signed an MoU with Japan International Cooperation Agency, for conducting a detailed study for running bullet train on Mumbai-Ahmadabad route. Estimated to cost about 63,000 crore rupees, the 534 kilometre Mumbai – Ahmadabad route would be the first corridor to be explored for the Indian railways ambitious bullet train project.
18. Which of the following mobile makers has unveiled world’s first curved display smartphone?
[A]Micromax
[B]Samsung
[C]Sony
[D]HTC
Answer:
Samsung Samsung Electronics will release a smartphone with a curved display. The Galaxy Round has a curved 5.7 inch screen using advanced display technology called organic light-emitting diode (OLED) technology. The curved screen smartphone is the first in the world.
19. Who among the following is not the winner of 2013 Nobel Prize in Chemistry?
[A]Martin Karplus
[B]Michael Levitt
[C]Michael Thomson
[D]Arieh WarshelMichael Thomson
Answer:
Michael Thomson Martin Karplus, Michael Levitt and Arieh Warshel won this year’s Nobel Prize in chemistry for laying foundation for the computer models used to understand and predict chemical process.
20. . Which of the following banks has won the Golden Peacock Award for excellence in corporate governance 2013?
[A]SBI
[B]Syndicate Bank
[C]Canara Bank
[D]Vijaya Bank
Answer:
Canara Bank Canara Bank clinches the Golden Peacock Award for excellence in corporate governance 2013.
21. Name the Geo-scientific research vessel, which is dedicated to the nation recently?
[A]RV Samudra Ratnakar
[B]Samudra Prahari
[C]Sagara Deepa
[D]Sea Pearl
Answer:
RV Samudra Ratnakar
22. As per the latest report, what is the ranking of India on the Global Hunger Index 2013?
[A]63
[B]67
[C]69
[D]70
Answer:
63 India ranked 63rd position on the Global Hunger Index. In 2012, India stood at 67th position on GHI. According to the latest GHI, India still has “alarming levels” of hunger with highest prevalence of underweight in children under five at more than 40 per cent. On the GHI, India’s neighbouring countries like China score 6th position with moderate level of hunger, while Sri Lanka was at 43, Pakistan at 57 and Bangladesh at 58 having serious levels of hunger.
23. The term P5+1 refers to the five permanent members of the UN Security Council plus which country?
[A]India
[B]Japan
[C]Germany
[D]South Korea
Answer:
Germany The P5+1 is a group of countries which in 2006 joined the diplomatic efforts with Iran in regard to its nuclear programme. The term refers to the five permanent members of the United Nation Security Council plus Germany.
24. Mohan Dharia, who passed away recently, was a ____?
[A]Scientist
[B]Diplomat
[C]Author
[D]Classical singer
Answer:
Diplomat Mohan Dharia was well known personality in the fields of politics and environment protection. He was a distinguished Parliamentarian and an able administrator who served the nation in different spheres.
25. According to NASA scientist, atmosphere of which of the following planets are conducive to the formation of diamonds?
[A]Saturn and Jupiter
[B]Jupiter and Venus
[C]Venus and Saturn
[D]Uranus and Jupiter
Answer:
Saturn and Jupiter New research by NASA scientist says that up to 1,000 tonnes of diamonds are created in Saturn’s atmosphere every year, with Jupiter’s atmosphere being a prodigious producer of diamonds as well. The two gas giants atmosphere could be filled huge chunks of diamonds that could one day be taken back to earth. Scientists believe that the diamonds are formed by lightning storms which turns methane into carbon soot. As this carbons falls it hardens into pieces of graphite and then diamond. As the diamond continues to fall the pressure and temperature is so extreme, there’s no way the diamonds could remain solid.
26. Name the former Liberian President who sentenced to 50 years in prison for crimes against humanity?
[A]Henry Austin
[B]Alastair Jamieson
[C]Charles Taylor
[D]Jacks Dickson
Answer:
Charles Taylor Charles Taylor, the former Liberian president sentenced to 50 years in prison for crimes against humanity. Taylor, was charged with murder, rape, conscripting child soldiers and sexual slavery during interwined wars in Liberia.
27. In October 2013, which country has confirmed plans to create a secure mail service to protect its citizens and businesses against foreign espionage?
[A]Sweden
[B]Germany
[C]Mexico
[D]Brazil
Answer:
Brazil Brazil has confirmed plans to create a secure email service, following revelations of cyber-surveillance techniques used by the US and UK. The move aims to secure its citizens and businesses against foreign espionage.
28. Recently (October 2013), ONGC Videsh limited has won 2 land oil blocks in which of the following countries?
[A]Nigeria
[B]Myanmar
[C]Indonesia
[D]Australia
Answer:
Myanmar ONGC Videsh Limited has won 2 on land oil blocks in Myanmar. With this acquisition presence of ONGC in South East Asia Nations has strengthened. The firm go Blocks B-2 (Zebyutaung-Nandaw) and EP-3 (Thegon-Shwegu).
29. United States Lars Peter Hansen, Eugene Fama and Robert Shiller won the 2013 Nobel Economic Prize for their groundbreaking work on ___?
[A]Optimum allocation of resources
[B]Asset Markets
[C]Applied Dynamic model
[D]Financial inclusion theory
Answer:
Asset Markets US trio Lars Peter Hansen, Eugene Fama and Robert Shiller won the 2013 Nobel Economic Prize for groundbreaking work on spotting trends in asset markets. Fama and Hansen are both professor at University of Chicago, while Shiller is a professor at Yale University in Connecticut.
30. . In October 2013, which of the following countries has announced it would become the first member of the Euro zone, to exist an international bail-out programme?
[A]France
[B]Portuguese
[C]Greece
[D]Ireland
Answer:
Ireland Ireland announced that in end of this year it would become the first member of the Euro zone, to exist an International bail-out programme. From then on, Ireland will borrow money it needs, from the financial markets rather than relying on the loans.
31. The “Kalanamak”, a non-basmati scented rice variety grown primarily in ____ ?
[A]Kerala
[B]Andhra Pradesh
[C]Uttar Pradesh
[D]Karnataka
Answer:
Uttar Pradesh Kalanamak, a non basmati scented rice variety grown primarily in the tarai region of Uttar Pradesh, is so named because its husk is black. The variety has raised much hope amongst Indian farmers and rice-exporters due to traits superior even to the most preferred basmati. Recently, Kalanamak has been included into the Geographical Indication register.
32. As per the recently notified Drug (Price Control) order 2013, how many medicines in the National list Essential Medicines have been brought under the price control?
[A]340
[B]348
[C]350
[D]368
Answer:
348
33. Who among the following has been appointed as Director General of UNESCO?
[A]Joseph Maila
[B]Rachad Farah
[C]Irina Bokova
[D]Daniel Crag
Answer:
Irina Bokova Irina Bokova has been nominated by UNESCO’s executive board as the agency’s director-general for another four year term. The Bulgarian former career diplomat was selected over Rachad Farah of Djibouti and Lebanon’s Joseph Maila.
34. Which of the following countries has imposed ban on Skype, WhatsApp and Viber recently?
[A]China
[B]Pakistan
[C]Sri Lanka
[D]France
Answer:
Pakistan Authorities in Pakistan’s southern Sindh Pakistan banned Skype, WhatsApp and Viber to facilitate security operations. The decision to enforce the ban for three months was made at meeting chaired by Sindh Chief Minister Qaim Ali Shah to review the law and order situation.
35. Name the Vietnam Independence hero who recently passes away?
[A]Vo Nguyen Giap
[B]Kung Nguyen Jaun
[C]Ho Chi Minn
[D]Carl Thayer Minn
Answer:
Vo Nguyen Giap Legendary Vietnamese general Vo Nguyen Giap, whose guerrilla tactics defeated the French and American armies, has died aged 102. The founding father of the Vietnam People’s Army, Giap was regarded as one of Vietnam’s most revered figures.
36. With an aim to reduce carbon emission and making railway system environmental friendly, the India Railway has proposed to utilize which of the following as fuel for its fleet of diesel locomotives?
[A]Compressed Natural Gas
[B]Shale Gas
[C]LPG
[D]Producer Gas
Answer:
Compressed Natural Gas The Indian Railways proposes to utilise natural gas as fuel for its fleet of diesel locomotives in line with the international trend. This will have substantial effect on reducing the emission of carbon and in making the railway system environment-friendly.
37. In October 2013, Union Steel Ministry has finalised a deal for Rashtriya Ispat Nigam Limited (RINL) to set up a forged wheel factory. The proposed plant would be come up at ____ ?
[A]Kolar
[B]Rae Bareli
[C]Nasik
[D]Guntur
Answer:
Rae Bareli Rashtriya Ispat Nigam Limited will set up a forged wheel factory at Lalganj, Rae Bareli. The project promises about 600 jobs while 2000 others would benefit indirectly. The railways will lease 40 acres to RINL for 30 years to set up the factory. The factory will produce one lakh forged wheels each year to cater the demand of LHB coached and high speed locos.
38. Which of the following became the first telecom operator in the country to receive Unified Licence from the government?
[A]Airtel
[B]Sistema Shyam(MTS)
[C]Idea
[D]Vodafone
Answer:
Sistema Shyam(MTS) Sistema Shyam Teleservice, which operates under MTS brand in India, has received Unified Licence from the government that would allow it to offer technology-neutral telecom services.
The company has become the first telecom operator in the country to be a part of Unified Licensing Regime.
39. Which of the following has been named the world’s top university by the Times Higher Education Global ranking?
[A]Oxford University
[B]Harvard University
[C]California Institute of Technology
[D]Massachusetts Institute of Technology
Answer:
California Institute of Technology California Institute of Technology has again been named the world’s top university by the Times Higher Education global ranking. It is the third year in a row the British organisation ranked Caltech first among the top 200 universities around the world.
40. . As per the latest report by the French Institute of Demographic Studies, by which year India will surpass China as the world’s most populous country?
[A]2025
[B]2030
[C]2050
[D]2060
Answer:
2050 India will overtake China as the world’s most populous country by 2050, according to a new French study which predicts the global population to surge to 9.7 billion people by the middle of the century.
41. The year 2013 marks the 50th years of Establishment of Diplomatic Ties between India and Peru. Which among the following is the capital of Peru?
[A]Bogot aacute
[B]Lima
[C]La Paz
[D]Caracas
Answer:
Lima Lima is the capital and the largest city of Peru.
42. What is the newfangled name for the Targeted Public Distribution System (PDS)?
[A]Anna Bhagya Yojana
[B]Indiramma Anna Yojana
[C]Indira Ahara Yojana
[D]Bharat Anna Yojana
Answer:
Indiramma Anna Yojana The cabinet committee headed by Prime Minister Manmohan Singh finalised a new name “Indiramma Aanna Yojana” for the existing Targeted Public Distribution Scheme.
43. Who among the following has been appointed as next Air Force Chief of India?
[A]Arup Raha
[B]Sridar Chandra
[C]Anup Gupta
[D]Subrata Guha
Answer:
Arup Raha Air Marshal Arup Raha, an ace fighter pilot, will be the next Air Force chief succeeding incumbent Air Chief Marshal NAK Browne, who is retiring on December 31. 59 year-old Air Marshal Raha is expected to have tenure of three years as the Chief of Air Staff.
44. The US space agency NASA is preparing to launch MAVEN spacecraft to probe the atmosphere on the __?
[A]Jupiter
[B]Saturn
[C]Mars
[D]Moon
Answer:
Mars NASA is preparing to launch its Mars Atmosphere and Volatile Evolution (MAVEN) spacecraft to probe the atmosphere on the Red Planet. Maven will study Mars to help scientists work out how it managed to lose an atmosphere that was once believed to be thicker than that of earth. The mission is due to launch on 18 November from Florida and arrive on Mars on 22 September 2014.
45. What is India’s rank in ‘Ease of Doing Business’ ranking which is released recently by World Bank?
[A]108
[B]114
[C]134
[D]140
Answer:
134 India ranked a lowly 134 in the ease of doing business index, but implemented the most number of business regulatory reforms in 2012-13 in the South Asian region. India has made an improvement of 0.5 percentage points in what is called “the distance of frontier” measure with a range between 0 and 100, with 100 representing the best performance of the frontier. Singapore tops the global ranking on the ease of doing business.
46. Which of the following states has been named as the best region to visit in 2014 by a leading travel guide Lonely Planet?
[A]Kerala
[B]Tripura
[C]Sikkim
[D]Assam
Answer:
Sikkim Scenic northeast Indian state Sikkim has been named as the best region to visit in 2014 by a leading travel guide Lonely Planet, with Brazil emerging as the top destination in terms of countries. Sikkim was chosen as the best region to go to, with Paris the top city in a list that also included Cape Town, Shanghai, and Chicago.
47. As per the latest Forbes magazine’s annual list of India’s 100 richest, top three richest business tycoons of India are?
[A]Mukesh Ambani, Lakshmi Mittal and Azim Premji
[B]Mukesh Ambani, Azim Premji and Lakshmi Mittal
[C]Lakshmi Mittal, Mukesh Ambani and Dilip Shanghvi
[D]Mukesh Ambani, Lakshmi Mittal and Dilip Shanghvi
Answer:
Mukesh Ambani, Lakshmi Mittal and Dilip Shanghvi Mukesh Ambani with net worth of $21 billion has retained his title as India’s wealthiest for sixth year in row. NRI steel tycoon Lakshmi Mittal (USD 16 billion) also continues to hold the second position, while Sun Pharma’s Dilip Shanghvi has jumped to third place with about 50 per cent surge in his wealth to $13.9 billion. Azim Premji is on fourth place.
48. The “She Taxi” project, which is aimed at ensuring safe travel for women, will be launched in which state?
[A]Gujarat
[B]Kerala
[C]Goa
[D]Mizoram
Answer:
Kerala Kerala government is all set to launch “She Taxi” project, aimed at ensuring safe travel for women. The project is being launched by “Gender Park” an autonomous institution promoted by the Department of Social Justice and the Kerala State Women’s Development Corporation to resolve gender inequality in development. The project will be launched in Thiruvanthapuram by mid-November, the first phase will see the launch of 25 taxis in the capital.
49. Which among the following states / union territories of India makes maximum revenue by legal gambling?
[A]Goa
[B]Sikkim
[C]Daman
[D]Pondicherry
Answer:
Goa Goa rakes in Rs. 100 crore in taxes per year from the gambling industry, and accounts for 95% of all legal gambling in the country. Sikkim and Daman make up the rest.
50. . The Senkaku/Diaoyu islands are claimed by __: 1. China 2. Japan 3. Taiwan Choose the correct option from the codes given below:
[A]1 & 2
[B]2 & 3
[C]1 & 3
[D]1, 2 & 3
Answer:
1, 2 & 3
51. The “Abyei region” is a disputed are between which of the following countries?
[A]Sudan and South Sudan
[B]Germany and Switzerland
[C]Pakistan and Afghanistan
[D]China and Japan
Answer:
Sudan and South Sudan Abye region is an oil rich disputed area bordered by South Sudan and North Sudan.
52. Which of the following islands have been named as the new “hope spot” by IUCN recently? 1.Andaman and Nicobar 2.Lakshadeep 3.Minicoy 4.Salsette Chose the correct answer from codes given below:
[A]Only 1
[B]Only 2
[C]Only 1 & 2
[D]1, 2, 3 & 4
Answer:
Only 1 & 2 Andaman and Nicobar and Lakshadweep Islands have been named as the new “hope spot” by the International Union for Conservation of Nature (IUCN) and oceanographer Sylvia Earle of Mission Blue an organisation involved in the study of ocean. A hope spot is an area of ocean that merits special protection because of its wildlife and significant underwater habitats. The two islands are the first hope spots in India and part of 31 new hope spots across the world added to the existing 19 hope spot.
53. Minicoy 4.Salsette Chose the correct answer from codes given below:
[A]Jaya Bachchan
[B]Sushmita Sen
[C]Medha Patkar
[D]Ila Bhat
Answer:
Sushmita Sen Bollywood actress and former Miss Universe Sushmita Sen has been bestowed with the prestigious Mother Teresa Memorial International Award for Social Justice.
54. Salsette Chose the correct answer from codes given below:
[A]Australia
[B]New Zealand
[C]Indonesia
[D]Japan
Answer:
New Zealand Mount Taranaki or Mount Egmont, is an active but quiescent stratovolcano in the Taranaki region on the west coast of New Zealand’s North Island.
55. Which one of the following is a recently launched pension and life insurance fund scheme for blue collar Indian workers?
[A]Rajiv Gandhi Pravasi Suraksha Yojana
[B]Mahatma Gandhi Pravasi Sandhya Yojana
[C]Rajiv Gandhi Pravasi Sandhya Yojana
[D]Mahatma Gandhi Pravasi Suraksha Yojana
Answer:
Mahatma Gandhi Pravasi Suraksha Yojana Mahatma Gandhi Pravasi Suraksha Yojana, a pension and life insurance fund scheme for blue collar Indian workers, formally launched for gulf region by the Union Minister of Overseas Indian Affairs. The scheme will cover 5 million overseas blue collar Indian workers who have the Emigration Clearance Required category passport in 17 countries.
56. Which of the following states has decided to start captive breeding of the Vultures as there is drastic decline in population of the scavenger birds?
[A]Maharashtra
[B]Tripura
[C]Odisha
[D]Kerala
Answer:
Tripura Tripura forest department has decided to start captive breeding of the vultures at the Sipahijala Wildlife Sanctuary near Agartala. The move is to increase the number of scavenger birds as their number is declining drastically.
57. Scientists from which of the following countries have developed the world’s first vaccine for bird flu H7N9 virus recently?
[A]Russia
[B]China
[C]Brazil
[D]Japan
Answer:
China Chinese scientists have independently developed a vaccine for the H7N9 bird flu virus-a bug that killed at least 45 people since March. The vaccine was jointly developed by the first affiliated hospital of Zhejiang University’s School of Medicine, the University of Hong Kong, the Chinese Centre for Disease Control and Prevention and the Chinese Academy of Medical Sciences.
58. Who among the following is the author of "The Accidental Apprentice"?
[A]K. M. Chandrasekhar
[B]Vikas Swarup
[C]Vijay K. Nambiar
[D]K. Raghunath
Answer:
Vikas Swarup Author-diplomat Vikas Swarup ’s third novel The Accidental Apprentice will be adapted into a film by director Sriram Raghvan. The book is a fast-paced suspense story set in contemporary India. The premise is real yet fantastic. Swarup’s first book quot Q and A", which won him South Africa’s Boeke Prize in 2006, was famously adapted into a film by Danny Boyle as Slumdog Millionaire, which won eight Academy Awards in 2009. (Financial Chronicle)
59. Who among the following Indians has been awarded France highest civilian award Chevalier de la Legion d’Honneur” recently?
[A]Anitha Jain
[B]Anjali Gopalan
[C]Chaitra Singh
[D]Madhu Chaudhary
Answer:
Anjali Gopalan
60. . Who among the following is the chairman of the committee constituted to implement a national bill payment system?
[A]Umesh Bellur
[B]Ramesh Chandran
[C]Subramanian Singh
[D]Sudharshan Nayak
Answer:
Umesh Bellur The RBI has constituted an advisory group to implement a national bill payment system enabling households to pay utility bills, school fees, and remittances using their bank accounts. The nine-member group, headed by Umesh Bellur of Indian Institute of Technology, Bombay, would give its report by the end of the December. The panel would suggest the nature of the payment platform either-for Giro (general inter-bank recurring order) based bill payments.
61. “Industry, Impartiality, Integrity” is the motto of which of the following organisations?
[A]CBI
[B]RAW
[C]NTPC
[D]CSIR
Answer:
CBI Industry, Impartiality, Integrity is the motto of Central Bureau of Investigation.
62. Recently, two leaders viz. RJD leader Lalu Prasad Yadav and the Janata Dal (United) leader Jagadish Sharma have been disqualified from their parliamentary memberships on account of conviction under the Chaibasa Treasury case. Which one of the following acts was making news in this context?
[A]Representation of the People Act 1950
[B]Representation of the People Act 1951
[C]Parliament (Prevention Of Disqualification) Act, 1959
[D]Constitution of India Act 1949
Answer:
Representation of the People Act 1951 The whole story is around the Section 8 (4) of the Representation of the People Act 1951 (which allowed convicted MPs and MLAs to continue in their posts, provided they appealed against their conviction in higher courts within three months of the date of judgment). This section was judged ultra vires by supreme court.
63. The discovery of the structure of which among the following compounds was based upon clue obtained in dream of its discoverer?
[A]Graphene
[B]Benzene
[C]DNA
[D]Methane
Answer:
Benzene Kekulé discovered the ring shape of the benzene molecule after having a day-dream of a snake seizing its own tail.
64. According to Global Gender Gap Report 2013, which of the following countries is the most advanced country in the world in terms of gender equality?
[A]Philippine
[B]Norway
[C]Iceland
[D]Finland
Answer:
Iceland World Economic Forum (WEF) released this year Global Gender Gap Report. Iceland, Finland and Norway top the list of 136 nations, based on political participation, economic equality and rights like education and health. Iceland’s position at the top of the WEF ranking was the fifth year in a row the country has been named the worlds most equal.
65. Currently, which one of the following countries is the chair of Partners in the Population and Development (PPD)?
[A]China
[B]India
[C]Pakistan
[D]Bangladesh
Answer:
India India is the chair of Partners in Population and Development (PPD). PPD is an intergovernmental initiative created specifically for the purpose of expanding and improving South-to-South collaboration in the fields of reproductive health, population and development.
66. Which of the following dam has recently celebrated its 50th Anniversary?
[A]Hirakud dam
[B]Bhakra dam
[C]KRS dam
[D]Idukki dam
Answer:
Bhakra dam Bhakra dam has celebrated its 50th anniversary on 24th October 2013. Bhakra dam is one of the tallest straight gravity dams built in 1963 at a cost of Rs 245 crore.
67. Which among the following is India's largest Onion Producing state?
[A]Maharashtra
[B]Andhra Pradesh
[C]Gujarat
[D]Karnataka
Answer:
Maharashtra
68.Which among the following banks have recently become the first bank to allow customers to open an account with just their Aadhaar number (no paperwork needed)?
[A]ICICI Bank
[B]State Bank of India
[C]Axis Bank
[D]HSBC
Answer:
Axis Bank Axis Bank Ltd has become the first bank to allow customers to open an account with just their Aadhaar number.
69. The term advanced persistent threat (APT) is most closely related to ___?
[A]Natural Disaster Management
[B]Cybersecurity
[C]Pandemics
[D]Climate Change
Answer:
Cybersecurity
70. . Wikipedia has started a service that sends articles via text messages to reach people who do not have internet access. The new service primarily aimed at users in _?
[A]Asia
[B]Africa
[C]Europe
[D]Australia
Answer:
Africa Wikipedia has begun piloting a service that sends articles via text messages, primarily aimed at users in Africa. The online encyclopaedia has partnered with mobile operator Airtel to offer the free initiative which is being tested out in Kenya. It is hoped that the service will be used to reach people who do not have internet access.
71. The Western Ghats is home to which of the following endangered mammal species? 1.Nilgiri tahr 2.Lion-tailed macaque 3.Fruit bat 4.Tigers Chose the correct answer from the codes given below?
[A]Only 1 & 2
[B]Only 2 & 3
[C]Only 1 & 3
[D]1, 2, 3 & 4
Answer:
1, 2, 3 & 4 Around 120 mammal species have been recorded in Western Ghats. Prominent endemic mammals include the Niligiri tahr, tigers, lion-tailed macaque and fruit bat.
72. Lion-tailed macaque 3.Fruit bat 4.Tigers Chose the correct answer from the codes given below?
[A]Cinema
[B]Sports
[C]Journalism
[D]Science and Technology
Answer:
Cinema The Bimal Roy Memorial Society has been conferring Bimal Roy Memorial Emerging Talent awards to honours emerging talents from the Indian film industry including artist, technicians, directors, musicians etc. Film Maker Shivendra Singh Dungarpur has been selected for this year’s award. Post recipients of the awards include Ritupprno Ghosh, Ashutosh Gowarikar, Shoojit Sircar among others.
73. Fruit bat 4.Tigers Chose the correct answer from the codes given below?
[A]Roger Federar
[B]Novak Djokovic
[C]Jaun Del Potro
[D]Rafael Nadal
Answer:
Novak Djokovic Novak Djokovic defeated Jaun Del Potro to win a second straight trophy at the Shanghai Masters.
74. Tigers Chose the correct answer from the codes given below?
[A]Bihar
[B]Haryana
[C]Uttar Pradesh
[D]Odisha
Answer:
Uttar Pradesh Uttar Pradesh topped the list of States from where the NHRC registered maximum complaints of human rights violation till September 2013. UP followed by Delhi, Bihar, Haryana, Rajasthan are other states where maximum cases are registered.
75. Recently (October, 2013), India Post has launched Instant Cash, an instant electronic money transfer service in partnership with ____ ?
[A]Bombay Stock Exchange
[B]BSNL
[C]Wall Street Exchange
[D]Reliance
Answer:
Wall Street Exchange India Post launched Instant Cash money transfer service. Regarding this, agreement was signed with Wall Street Exchange.
76. In October 2013, Tata Communication has signed collaboration agreement with Batelco to enable its connectivity in West Asia. Batelco Communication Company is based in which country?
[A]Japan
[B]Russia
[C]Bahrain
[D]Singapore
Answer:
Bahrain Tata Communication has signed collaboration agreement with Batelco. Batelco is a Bahrain based telecommunication company. This agreement will enable Tata’s connectivity footprint in west Asia via latter’s well established and resilient global MPLS network.
77. Recently (October, 2013), which of the following movies has entered into Guinness World Record for its larger post?
[A]Boss
[B]Ishk Actually
[C]Shahid
[D]Super Se Ooper
Answer:
Boss Akshay Kumar’s upcoming movie Boss entered into Guinness World Record for largest poster. This type of largest poster ever made in the history of cinema. The poster designed by Akshay’s fan is width of 193 feet and 1 inch and its height is 180 feet and 2 inch.
78. The Campaign named “Heal India” aims to create awareness about which of the following diseases?
[A]HIV/AIDS
[B]Leprosy
[C]Mental illness
[D]Alzheimer
Answer:
Leprosy Leprosy Mission Trust of India has launched Leprosy awareness camp in the name Heal India. The campaign aims to remove stigma attached to Leprosy. This camp will reach to the people through 40,000 children in the school across Delhi, NCR, and also colleges through music, film and workshop.
79. The "Alamatti dam" has been constructed across which of the following river?
[A]Cauvery
[B]Tungabadra
[C]Krishna
[D]Godavari
Answer:
Krishna The Alamatti Dam is a dam project on the Krishna River in Northern Karnataka.
80. . Which of the following is the largest state in Australia?
[A]Queensland
[B]Western Australia
[C]Victoria
[D]Tasmania
Answer:
Western Australia Western Australia is Australia’s largest state with total land area of 2,529,875 sq km and second largest country subdivision in the world.
81. Which of the following four states would be benefited by “North East Rural Livelihoods Projects” (NERLP)? 1.Assam 2.Mizoram 3.Nagaland 4.Sikkim 5.Tripura Chose the correct answer from the codes given below:
[A]Only 1, 2, 3 & 4
[B]Only 2, 3, 4 & 5
[C]Only 1, 3, 4 & 5
[D]1, 2, 3, 4 & 5
Answer:
Only 2, 3, 4 & 5 North East Rural Livelihoods Project aims to improve rural livelihoods especially that of women, unemployed youth and most disadvantaged, in four North Eastern States of Mizoram, Nagaland, Sikkim and Tripura.
82. Mizoram 3.Nagaland 4.Sikkim 5.Tripura Chose the correct answer from the codes given below:
[A]Negroids
[B]Mongoloid
[C]Negrito
[D]Negroids
Answer:
Negrito The Andamanese have been classified as Negritos.
83. Nagaland 4.Sikkim 5.Tripura Chose the correct answer from the codes given below:
[A]USA
[B]Japan
[C]Canada
[D]France
Answer:
Canada World’s first publicly accessible ATM machine which can exchange digital currency (Bit coins) for any official currency has been launched in Canada. It converts Bit coins into Canadian dollars and vice versa.
84. Sikkim 5.Tripura Chose the correct answer from the codes given below:
[A]SBI
[B]ICICI
[C]Axis Bank
[D]HDFC
Answer:
ICICI Vodafone India has provided M-Pesa service in Maharashtra. Vodafone launched this service in association with ICICI Bank.
85. Tripura Chose the correct answer from the codes given below:
[A]Vladimir Putin
[B]Barack Obama
[C]Pope Francis
[D]David Cameron
Answer:
Vladimir Putin Russian President Vladimir Putin has been named the world’s most powerful person by Forbes magazine. Putin has beaten US President Barack Obama into second place on the 2013 list. Chinese President Xi Jinping was ranked third followed by Pope Francis who featured at number four.
86. Union cabinet has recently given its approval for declaring which of the following airports as International airports?
[A]Bhubaneswar and Imphal
[B]Gaya and Imphal
[C]Chandigarh and Ahmedabad
[D]Ranchi and Srinagar
Answer:
Bhubaneswar and Imphal The Union Cabinet gave its approval for declaring the Bhubaneswar and Imphal airports as international airports. Declaration of these airports as international airports will offer improved connectivity, wider choice of services at competitive cost to the air travellers resulting in boosting international tourism and economic development of the region and the country.
87. The state / Union Territory which has highest ATM density in India is ___ ?
[A]Maharashtra
[B]West Bengal
[C]Chandigarh
[D]Tamil Nadu
Answer:
Chandigarh Chandigarh has the highest ATM density in with 400 machines for every 10 lakh people, while the density is 180 in Tamil Nadu, 141 in Maharashtra and 71 in West Bengal. Maharashtra, with 15,000 ATM has the highest number of ATMs.
88. India’s “Geeta Chandran” is an exponent in which of the following dance forms?
[A]Kathak
[B]Bharatnatyam
[C]Kuchipudi
[D]Kathakali
Answer:
Bharatnatyam Geeta Chandran is a renowned Bharatanatyam dancer. On 29 October 2013 she was honoured with the prestigious Guru Debaprasad Award for outstanding contribution in the field of dance.
89. Which of the following districts of India has become the first zero-landless district in the country?
[A]Kannur
[B]Medak
[C]Nasik
[D]Mysore
Answer:
Kannur Kannur district in Kerala will be declared as the first zero-landless district in the country. The declaration would mark a major development in the government’s endeavour to mark Kerala a zero-landless (citizen) state by 2015.
90. . The Muslim Uyghurs are an ethnic minority demanding to establish their own Independent state in which country?
[A]Russia
[B]China
[C]Kazakhstan
[D]Turkmenistan
Answer:
China The Uyghurs are an ethnic minority in Xinjiang, the most western provenance of China. The Uyghurs have been experiencing religious and cultural persecution by the Han Chinese. As a result, the Uyghurs have strengthened their own campaign, to establish their own independent Uyghur state.
91. Who among the following has emerged as winner of Indian Grand Prix 2013?
[A]Jaun Manuel
[B]Michael Schumacher
[C]Sebastian Vettel
[D]Mark Webber
Answer:
Sebastian Vettel Red Bulls Sebastian Vettel has won Indian Grand Prixt 2013. This is Vettels fourth consecutive world title. Vettels joins legends Juan Manuel Fangio, Alain Prost and Michael Schumacher as a four-time champion.
92. Recently (October, 2013), BCCI has terminated which of the following from Indian Premier League?
[A]Pune Warrior
[B]Rajasthan Royals
[C]Royal Challengers Bangalore
[D]Mumbai Indians
Answer:
Pune Warrior The BCCI terminated Pune Warriors from the IPL after the Sahara-owned franchise failed to pay its payments and refused to furnish the bank guarantee for next season.
93. "Udangundi a coal based thermal power" project is coming up in which state?
[A] Andhra Pradesh
[B]Tamil Nadu
[C]Karnataka
[D]Odisha
Answer:
Tamil Nadu Tamil Nadu Electricity Board is setting up a 1,600 WM coal based thermal power unit at Udangudi in Tuticorin district of Tamil Nadu.
94. In October 2013, which of the following countries has decided to scrap its two-currency system?
[A]Mongolia
[B]Cuba
[C]Sweden
[D]Jamaica
Answer:
Cuba Cuban authorities have announced they are planning to do away with the country’s dual currency system. The move will end a nearly two-decades-old arrangement.
95. Which among the following companies in India has a tie-up with the Japanese financial major Nomura for insurance market?
[A]Uco Bank
[B]ICICI Bank
[C]Kotak Finance
[D]Life Insurance Corporation of India
Answer:
Life Insurance Corporation of India LIC and Japanese financial major Nomura are known for the LIC Nomura Mutual Fund, the mutual fund arm of the India's largest financial entity.
96. India does not <b>export</b> the following products from the Hydrocarbon industry?
[A]Crude Oil
[B]LPG
[C]Diesel
[D]All of them
Answer:
Crude Oil
97. The Seed Capital of Bhartiya Mahila Bank is ___?
[A]Rs. 1000 Crore
[B]Rs. 2000 Crore
[C]Rs. 3000 Crore
[D]Rs. 4000 Crore
Answer:
Rs. 1000 Crore Bhartiya Mahila Bank will commence operations with an initial seed capital of Rs 1,000 crore contributed by the government. In due course, the bank is expected to secure its own revenue stream by lending to women and encouraging women entrepreneurs.
98. According to the World Health Organization 2013 TB report, which among the following three countries have the highest burden of MDR-TB?
[A]India, Pakistan, Bangladesh
[B]India, China, Russia
[C]India, Nigeria, Myanmar
[D]India, Bangladesh, China
Answer:
India, China, Russia
99. Which among the following are the three states with highest % of child brides among all women?
[A]Bihar, Jharkhand, Rajasthan
[B]Rajasthan, Bihar, Madhya Pradesh
[C]Bihar, Madhya Pradesh, Uttar Pradesh
[D]Bihar, Uttar Pradesh, Madhya Pradesh
Answer:
Bihar, Jharkhand, Rajasthan <img src="http://www.gktoday.in/wp-content/uploads/2013/10/ScreenClip59.png" />
100. . Which among the following is NOT a correct match?
[A]Chanda Kochar - ICICI Bank
[B]Chitra Ramkrishna - Bombay Stock Exchange
[C]Shikha Sharma - Axis Bank
[D]Naina Lal Kidwai - HSBC
Answer:
Chitra Ramkrishna - Bombay Stock Exchange In the recently released Fortune magazine’s global list of top-50 women business leaders, there are four Indian women. ICICI Bank's Chanda Kochhar has been ranked fourth, followed by chief Chitra Ramkrishna at 17th, Axis Bank’s Shikha Sharma at 32nd and HSBC’s Naina Lal Kidwai at 42nd place.
101. As per the recent survey by National Sample Survey Organisation (NSSO), which among the following cities of India has recorded highest male as well as female unemployment rate in 2009-10?
[A]Delhi
[B]Patna
[C]Bhopal
[D]Nagpur
Answer:
Patna As per the recent survey by National Sample Survey Organisation (NSSO), Patna recorded the highest unemployment rate among males in 2009-10. It was 13% for males and 23.9% among females.
102. Which among the following is the venue of the World Islamic Economic Forum for 2013?
[A]Islamabad
[B]London
[C]Dubai
[D]Dhaka
Answer:
London The venue of this year's World Islamic Economic Forum is London; this is first time that such conference is being held out of Islamic world.
103. The term “Golden Triangle” refers to one of Asia’s two main opium producing areas consists of three countries of Southeast Asia. Identify the countries which constitute the “Golden Triangle”?
[A]India, Bangladesh and Bhutan
[B]Myanmar, Laos and Thailand
[C]India, Laos and Myanmar
[D]Japan, China and Thailand
Answer:
Myanmar, Laos and Thailand The Golden Triangle is one of the Asia’s two main opium-producing areas. It is an area around 367,000 square miles that overlaps the mountains of three countries of Southeast Asia: Myanmar, Laos and Thailand. It has been one of the most extensive opium-producing areas of Asia and world since the 1920s.
104. Which of the following is the only country in the world that effectively prohibits women from driving?
[A]Iran
[B]Kuwait
[C]Saudi Arabia
[D]Iraq
Answer:
Saudi Arabia Saudi Arabia is the only country in the world that effectively prohibits women from driving, a ban supported by conservative clerics. While there is no law formally banning female drivers, the government doesn’t give them licence.
105. Recently (October, 2013), the Tata Sons-Singapore Airline carrier got approval from the Foreign Investment Promotion Board to launch operation in India. Tata Sons will hold __ % stake in the airlines.
[A]49
[B]51
[C]69
[D]74
Answer:
51 The Tata Sons-Singapore Airlines carrier got a nod from the FIPB aims to launch operation in May-June 2104. Tata Sons will hold 51% stake in the airline while the rest will be held by Singapore Airlines.
106. The “Boko Haram” is an Islamic militant organisation based in which of the following countries?
[A]Nigeria
[B]Indonesia
[C]Kenya
[D]Ethiopia
Answer:
Nigeria Boko Haram is an Islamic militant organisation active in Nigeria. Founded in 2001, the organisation seeks to establish a “pure” Islamic state ruled by sharia law.
107. Identify a port of India with the following information: 1.It is one of the 12th major port of India 2.The port is designed as Asia’s energy port, is the first corporatized port in the country 3.The port is located on a region that falls under Seismic Zone III indicating a moderate risk of earthquake Choose the correct option from the following:
[A]Kochi Port
[B]Ennore Port
[C]Vizhag Port
[D]Mundra Port
Answer:
Ennore Port
108. Which among the following companies could be the first foreign company to entirely own an Indian Telecom Service after the recent changes in FDI norms?
[A]SingTel
[B]NTT Singapore
[C]AlkaTel
[D]StarHub
Answer:
SingTel Taking benefit of new FDI norms, Singapore based SingTel will become the first foreign company to entirely own an Indian telecom services firm with FIPB giving nod to buyout its local partners in SingTel India which provides internet bandwidth services.
109. Which country is seeking United Nation resolution to guarantee internet privacy amid anger over US surveillance?
[A]Brazil
[B]India
[C]Germany
[D]Russia
Answer:
Brazil Brazil is working with other countries to draft a UN General Assembly resolution that guarantee people’s privacy in electronic communications. This move is due to of alleged US eavesdropping on foreign leaders and others.
110. . Terry Walsh, who has been appointed as head coach of the Indian men's hockey team is from __?
[A]Australia
[B]England
[C]South Africa
[D]None of the above
Answer:
Australia
111. Which of the following diseases is most commonly found in workers at Stone crushing/mining?
[A]Cirrhosis
[B]Silicosis
[C]Gingivitis
[D]Fibrosis
Answer:
Silicosis Silicosis is a form of occupational lung disease caused by inhalation of crystalline silica dust. It is most commonly found in workers at stone crushing or mining.
112. Which state has bagged National Award for best state in implementing the Maintenance and Welfare of Parents and Senior citizens act, 2007?
[A]Maharashtra
[B]Kerala
[C]Madhya Pradesh
[D]Assam
Answer:
Madhya Pradesh Department of Social Justice, Government of Madhya Pradesh bagged the National Award for best state in implementing the Maintenance and Welfare of Parents and Senior citizens act, 2007 and providing service and facilities to senior citizens.
113. Which of the following countries constitute “Horn of Africa”? 1.Eritrea 2.Djibouti 3.Ethiopia 4.Somalia 5.Nigeria Chose the correct answer from the codes given below:
[A]Only 1, 2, 3 & 5
[B]Only 1, 2, 4 & 5
[C]Only 1, 2, 3 & 4
[D]1, 2, 3, 4 & 5
Answer:
Only 1, 2, 3 & 4 The Horn of Africa denotes the region containing the countries of Eritrea, Djibouti, Ethiopia and Somalia.
114. Somalia 5.Nigeria Chose the correct answer from the codes given below:
[A]Saina Nehwal
[B]P V Sindhu
[C]Virat Kohli
[D]Sania Mirza
Answer:
Saina Nehwal Olympic bronze medallist Sania Nehwal was declared Sports illustrated Sportsperson of the year while her mentor and Indian coach Pulela Gopichand was given the Coach of the Year award. The event was organised by the Sports magazine to honour good performance of the year 2012.
115. Nigeria Chose the correct answer from the codes given below:
[A]Spotted Deer
[B]Great Indian Bustards
[C]Tigers
[D]Elephants
Answer:
Great Indian Bustards Nannaj Sanctuary or Jawaharlal Nehru Bustard Sanctuary of Maharashtra is a wildlife sanctuary for Great India Bustards.
116. Who among the following has been conferred “Allard Prize for International Integrity”?
[A]Anna Hazare
[B]Arvind Kejriwal
[C]Kiran Bedi
[D]Manmohan Singh
Answer:
Anna Hazare Indian social activist Anna Hazare has been honoured with the inaugural Allard Prize for International Integrity conferred by the University of British Columbia’s faculty of law. The Allard Prize is one of the world’s largest prize for recognizing efforts to fight corruption and to promote human rights.
117. Recently (October, 2013). SEBI has approved _____per cent Jet Airways to Etihad. Fill the blank with correct option?
[A]24%
[B]49%
[C]54%
[D]76%
Answer:
24%
118. “Theodolite” is precision instrument used for measuring ____ ?
[A]Surface Tension
[B]Angles
[C]Light frequency
[D]Optical magnification
Answer:
Angles Theodolite is a precision instrument for measuring angles in the horizontal and vertical planes. Theodolites are used mainly for surveying applications, and have been adopted for specialized purpose in fields like metrology and rocket launch technology.
119. The “Mount Augustus” which is claimed to be world largest monolith is in which country?
[A]Australia
[B]South Africa
[C]Nairobi
[D]Indonesia
Answer:
Australia Mount Augustus is an inselberg located in Western Australia.
120. . Which of the following continents has highest fraction of young population in its total population?
[A]Asia
[B]Africa
[C]Europe
[D]Australia
Answer:
Africa Africa is the youngest continent in terms of its population. 50 percent Africans are 19 years old or younger.
121. Which of the following organisations has won 2013 Nobel Peace Prize?
[A]Amnesty International
[B]Organisation for Prohibition of Chemical weapons
[C]UNICEF
[D]Human Rights Organisation
Answer:
Organisation for Prohibition of Chemical weapons The Organisation for the Prohibition of Chemical Weapons (OPCW), the body overseeing the destruction of Syria’s chemical arsenal, has won the 2013 the Nobel Peace Prize. The OPCW, based in The Hague, was established to enforce the 1997 Chemical Weapons Convention.
122. Which of the following are India's largest onion producing states?
[A]Maharashtra, Karnataka, Gujarat
[B]Maharashtra, Andhra Pradesh, Rajasthan
[C]Karnataka, Tamil Nadu, Madhya Pradesh
[D]Madhya Pradesh, Maharashtra, Gujarat
Answer:
Maharashtra, Karnataka, Gujarat
123. As per the latest data, which country surpassed United States as the world’s biggest net oil importer?
[A]Russia
[B]China
[C]India
[D]Japan
Answer:
China US government data shows China passed the US in September as the World’s biggest net oil importer, driven by faster economic growth and strong auto sales.
124. What is the permissible range of Total Dissolved Solids (TDS) for drinking water?
[A]300 mg/l
[B]400 mg/l
[C]500 mg/l
[D]600 mg/l
Answer:
500 mg/l Total Dissolved Solids (TDS) is a measure of the combined content of all inorganic and organic substances contained in a liquid in molecular, ionized or micro granular suspended form. The threshold of acceptable aesthetic criteria for human drinking water is 500 mg/l.
125. Which of the following ASEN countries and their current Prime Ministers is not correctly matched?
[A]Vietnam – Nguyen Tan Dung
[B]Singapore – Lee Hsien Loong
[C]Malaysia – Yingluck Shinawatra
[D]Laos – Thongsing Thammavong
Answer:
Malaysia – Yingluck Shinawatra Malaysia Prime Minister is Najib Tun Razak
126. “Fracking” is a method of extracting _____ ?
[A]Oil from rock
[B]Gas from rock
[C]Oil from Bio mass
[D]Gas from soil
Answer:
Oil from rock Fracking is short for hydraulic fracturing. It’s a water intensive process where millions of gallons of fluid typically water, sand and chemicals, including one known to cause cancer are injected underground at high pressure to fracture the rock surrounding an oil or gas well.
127. The “Maitri Thermal Power” project is a joint venture of India and which country?
[A]Pakistan
[B]Bhutan
[C]Bangladesh
[D]Nepal
Answer:
Bangladesh Maitri Thermal Power” project is a 1,320 MW joint venture of India and Bangladesh.
128. Recently (October, 2013), Indira Ghandi International airport signed a MoU called Sister Airport Agreement with which airport?
[A]Birmingham Airport
[B]Glasgow Airport
[C]Tokyo Airport
[D]Durban Airport
Answer:
Birmingham Airport With an aim to further strengthen trade and tourism links between the two cities, the Indira Ghandi International Airport and Birmingham Airport entered into a MoU called Sister Airport Agreement.
129. Which of the following is named as “Asia’s Best Strong Lager Beer” at the prestigious World Beer award 2013?
[A]Knock Out
[B]Kingfisher
[C]Tiger Beer
[D]Hanoi Beer
Answer:
Kingfisher United Breweries beer brand Kingfisher Strong has been recognised as “Asia’s Best Strong Lager Beer” at the prestigious World Beer Award-2013 held in UK.
130. . What is the name of the world’s oldest movie theatre that reopened recently?
[A]The Casio
[B]The Eden Theatre
[C]Fun World
[D]The Thespian Hall
Answer:
The Eden Theatre The Eden Theatre, the world’s oldest cinema reopens after an extensive refurbishment in the French city of La Ciotat, where the Lumiere brothers screened the very first moving picture of a train arriving at the local situation in 1899. The Eden Theatre closed since 1995.
141. Which of the following pairs has won China Open women’s double 2013 tennis title?
[A]Sania Mirza, Cara Black
[B]Vera Dushevina, Arantax Parra
[C]Sania Mirza, Arantax Parra
[D]Cara Black, Vera Dushevina
Answer:
Sania Mirza, Cara Black Sania Mirza and Cara Black pair has won China Open women’s double 2013 tennis title. The Indo-Zimbabwean pair thrashed Vera Dushevina and Arantax Parra pair. Sania and Cara have won Pan Pacific Open in Tokyo last week.
142. In October 2013, which of the following countries has started import of power from India?
[A]Pakistan
[B]Bangladesh
[C]Nepal
[D]Bhutan
Answer:
Bangladesh Bangladesh has started import of power from India. Power import from India started with the inauguration of the Bangladesh-India power transmission centre and Bheramara 360 Combined Cycle Power plant. The inauguration started to add 175WM power from India to the Bangladesh national grid.
143. Which of the following is the smallest country in Africa continent?
[A]Chad
[B]Uganda
[C]Seychelles
[D]Somalia
Answer:
Seychelles The smallest country in African is the Seychelles which is 453 sq km.
144. As per the latest report by World Bank, which country has become the largest recipient of foreign remittances in 2013?
[A]China
[B]India
[C]Singapore
[D]USA
Answer:
India India emerged as the largest recipient of foreign remittance among developing economies in 2013. As per the World Bank report entitled Migration and Remittance Flows: Recent Trends and Outlook 2013-16 Non Resident Indians (NRI) sent a record 71 billion dollars in 2012.
145. The Rashtriya Uchchatar Shiksha Abhiyan (RUSA) schemes aims to reform ___ ?
[A]Higher Education
[B]Primary Education
[C]Girl child Education
[D]Tribal Education
Answer:
Higher Education Rashtriya Uchchatar Shiksha Abhiyan is a centrally sponsored scheme for reforming the state higher education system.
146. Who among the following is the chairman of the committee on Comprehensive Financial Services for Small Businesses and Low-income households?
[A]Vikram Pandit
[B]Nachiket Mor
[C]Shiksha Sharma
[D]Deepak Parkhesh
Answer:
Nachiket Mor The RBI has set up a 13-member committee to frame a clear and detailed vision for financial inclusion across the country. The committee is chaired by Nachiket Mor, member on the RBI’s Central Board of Directors. The Committee on Comprehensive Financial Services for Small Business and Low-Income Households has been tasked to develop a comprehensive monitoring framework to track the progress of financial inclusion and deepening efforts on a nationwide basis.
147. In October 2013, Sachin Tendulkar reached another landmark by completing 50,000 runs in competitive cricket across all formats. Apart from Sachin who among the following has achieved this feat? 1.WG Grace 2.Mark Ravin Ramprakash 3.Jack Hobbs 4.Graham Gooch Chose the correct answer from the codes given below:
[A]Only 1 & 2
[B]Only 2 & 3
[C]Only 1, 2 & 3
[D]1, 2, 3 & 4
Answer:
1, 2, 3 & 4 Apart from Sachin, some other known batsmen who crossed the 50,000 run mark are WG Grace, also known as “Father of Cricket”, Mark Ravin Ramprakash, a Middlesex star and presently the team’s batting coach and English Jack Hobbs. But it is Graham Gooch who has the most runs in all three formats combined (67,075).
148. In October 2013, SEBI has announced new Foreign Portfolio Investor (FPIs) regulations for easier registration process and operating framework for investors from abroad. The new FPIs will encompass which of the followings? 1.Foreign Institutional Investors 2.Qualified Foreign Investors 3.Non-Resident Indians Chose the correct answer from the codes given below:
[A]Only 1
[B]Only 1 & 2
[C]Only 1 & 3
[D]1, 2 & 3
Answer:
Only 1 & 2
149. Recently (October, 2013), India and which of the following countries come together to practice amphibious war manoeuvres in Goa under the code name “Exercise Shatrujeet” ?
[A]Italy
[B]Russia
[C]America
[D]Iran
Answer:
America Indian and American troops are practising amphibious war manoeuvres in Goa as a part of efforts of the two countries to build strong ties between their armed forces. The exercise is code named “Exercise Shatrujeet”.
150. . Name the Indian-American, who has been nominated to top-key position in trade promotion arm of the US Commerce department?
[A]Suresh Kumar
[B]Arun M Kumar
[C]Shyam Sudarshan
[D]Gopinathan Mishra
Answer:
Arun M Kumar US President Barack Obama has named yet another Indian-American; Kerala University Physics graduate Arun M Kumar to lead the trade arm promotion arm of the US Commerce department charged with helping US companies succeed in market around the world. Kumar, who has been nominated Assistant Secretary and Director General of the US and Foreign Commercial services, International Trade Administration, Department of Commerce, would on Senate confirmation succeed another Indian American, Suresh Kumar.
151. As per the World Bank’s ease of doing business index the best place within India to do business is___?
[A]Hyderabad
[B]Mumbai
[C]New Delhi
[D]Bangalore
Answer:
New Delhi The city-wise detail by World Bank and International Finance Corporation on doing business in India shows New Delhi is best place to do business. According to the report, it requires 32 days for starting business in New Delhi, while it takes 40 days to register a company in Bangalore. In terms of ease of doing business within India, New Delhi is followed by Patna, Jaipur, Hyderabad and Bhubaneshwar.
152. Who among the following is the author of the novel “The Shadow of Crescent Moon”?
[A]Fatima Bhutto
[B]Arundati Roy
[C]Kiran Bedi
[D]Shobha Day
Answer:
Fatima Bhutto “The Shadow of Crescent Moon” is a debut novel of Pakistan poet and writer Fatima Bhutto.
153. The Hemis Gompa festival celebrated every year on the tenth day of the Tibetan lunar month is internationally known. The main venue of the festival is?
[A]Dharmashala
[B]Leh
[C]Ladakh
[D]Tibet
Answer:
Ladakh Hemis Gompa, is the biggest monastery in Ladakh and site of the annual festival commemorating the birth of Guru Padamasambhava, who is said to have brought Vajrayana Buddhism to Bhutan and Tibet.
154. To which one of the following countries, India has provided Rs 100 crores as a grant to Economic Stimulus Plan (ESP) recently?
[A]Bangladesh
[B]Bhutan
[C]Pakistan
[D]Sri Lanka
Answer:
Bhutan India has provided Rs 100 crores as a grant to Bhutan for the new government’s Economic Stimulus Plan. As requested by Bhutan, India has committed to provide Rs 5 billion to the Himalayan nation, outside the 11th Plan assistance.
155. Which of the following countries will assume the role of Chairman of the Indian Ocean Rim Association for Regional Cooperation (IOC-ARC) for next two year term?
[A]Australia
[B]Bangladesh
[C]Indonesia
[D]Sri Lanka
Answer:
Australia Australia will assume the role of chairman of the Indian Ocean Rim Association for Regional Cooperation (IOC-ARC) for two year term, taking over from India this week.
156. “Rabobank” which is in news recently, over the Libor interest rate-fixing scandal, is a multinational banking company based in which country?
[A]France
[B]UK
[C]Dutch
[D]Poland
Answer:
Dutch Rabobank is a Dutch multinational banking and financial services company headquartered Utretcht. It is a global leader in Food and Agri financing and its sustainability-oriented banking.
157. Which of the following committees is/are related to resolve issue of petroleum product pricing? 1.Rangarajan Committee 2.Chaturvedi Committee 3.Kirti S Parikh Committee 4.Jaganath Chandra Committee Chose the correct answer from the codes given below:
[A]Only 1 & 2
[B]Only 2 & 3
[C]Only 1, 2 & 3
[D]1, 2, 3 & 4
Answer:
Only 1, 2 & 3
158. Virginia Tobacco, the most important commercial variety of tobacco, is grown mostly in which states? 1.Karnataka 2.Andhra Pradesh 3.Tamil Nadu 4.Maharashtra Chose the correct answer from the codes given below:
[A]Only 1 & 3
[B]Only 1 & 2
[C]Only 3 & 4
[D]1, 2, 3 & 4
Answer:
Only 1 & 2 Virginia Tobacco is grown mostly in the states of Andhra Pradesh and Karnataka. Virginia Tobacco used in cigarettes is the most important variety and is an export oriented crop this accounts for about 21 per cent of India’s total production of tobacco. About 40 per cent of the total Virginia Tobacco production is used for domestic cigarette industry while the rest is exported to markets all over the world.
159. According to the ICT Development Index, 2012, which country has the best connectivity in the world for its citizens?
[A]South Korea
[B]Sweden
[C]Finland
[D]Netherlands
Answer:
South Korea
160. . Which among the following acts makes provisions for Model Code of Conduct during elections?
[A]Representatives of People Act 1950
[B]Representatives of People Act 1951
[C]Constitution of India 1949
[D]None of them
Answer:
None of them Model Code of Conduct has no legal backing.
161. Which among the following has the largest share in the renewable energy basket of India at present?
[A]Wind Energy
[B]Solar Energy
[C]Biomass
[D]Small Hydropower projects
Answer:
Wind Energy Sixty-five percent of power from renewable sources comes from wind energy. Biomass accounts for 14%, small hydro- power projects contribute 13% and solar energy 5%. Other sources contribute about 3%.
162. With which among the following neighbouring countries, India has signed a <b>Border Defence Cooperation Agreement </b>recently (October 2013)?
[A]Pakistan
[B]China
[C]Bangladesh
[D]Nepal
Answer:
China India and China have inked a comprehensive Border Defence Cooperation Agreement. This agreement says that the two countries would not use military capability to attack each other. The agreement is expected to defuse recurring border stand-offs. Another agreement under discussion was on a liberalised visa regime in protest against China’s stapled visa policy. This was not signed.
163. For development of the infrastructure at panchayat level, which among the following state governments gives Rs. 1 crore as grant to panchayats under its ‘Din Dayal Panchayat Raj Infrastructure Development Scheme’?
[A]Maharashtra
[B]Goa
[C]Gujarat
[D]Haryana
Answer:
Goa Goa government will give 1 crore to panchayats tomorrow for creating infrastructure. The ‘Din Dayal Panchayat Raj Infrastructure Development Scheme’ of Goa government will provide non-refundable grant up to 1 crore for setting up of infrastructure for the panchayats.
164. According to the current norms, what is the maximum limit of poll expenditure fixed for a parliamentary constituency?
[A]25 Lakh
[B]30 Lakh
[C]40 Lakh
[D]50 Lakh
Answer:
40 Lakh Maximum poll expenditure for parliamentary constituencies was fixed Rs. 40 lakh for MP elections and Rs. 16 lakh for MLA elections. However, this limit varies from state to state.
165. The Ravva oil and gas fields are located in ___?
[A]Gujarat
[B]Rajasthan
[C]Andhra Pradesh
[D]Maharashtra
Answer:
Andhra Pradesh
166. During World War II, an American general Joe Stilwell had built a road in North East India which is famous as Stilwell Road. This road connected India's Assam to ___?
[A]Kunming in China
[B]Mae Sot in Thailand
[C]Moreh in Manipur
[D]Rangoon in Burma
Answer:
Kunming in China During World War II, an American general Joe Stilwell had built a road in North East India which is famous as Stilwell. This road connected Ledo in Assam to Kunming in China, to supply Chinese fighting the Japanese. In recent times, there have been voices to revive this road so that trade between India and China can be given a lift.
167. Recently, the government of India has announced a ‘funding for lending’ scheme. Who are the beneficiaries for this scheme?
[A]Micro-finance Institutions
[B]Commercial Banks
[C]Finance departments of the State Governments
[D]Regional Rural Banks
Answer:
Commercial Banks The government has announced a ‘funding for lending’ scheme under which it has promised more capital for banks to provide cheap loans for consumer durables and two-wheelers.
168. Which among the following is / are mainly the winter-planted crops? 1. Sugarcane 2. Wheat 3. Mustard Choose the correct option from the following:
[A]1 & 2
[B]2 & 3
[C]1, 2 & 3
[D]1 & 3
Answer:
2 & 3 In our country, winter planted crops those which are sown in October and reaped from March onwards. The rice, sugarcane, corn and cotton are planted in rainy months of June and July, while wheat, chickpeas and rapeseed are the main winter-planted crops.
169. Recently, Sachin Tendulkar was named in the Wisden all-time World Test XI. Who is the captain of this team?
[A]Don Bradman
[B]WG Grace
[C]Brain Lara
[D]Ricky Ponting
Answer:
Don Bradman
170. . Malanjkhand in Madhya Pradesh, Khetri in Rajasthan and Ghatsila in Jharkhand; these are the famous deposits of which among the following ores?
[A]Aluminium
[B]Iron
[C]Manganese
[D]Copper
Answer:
Copper The copper mines of Hindustan Copper Limited are located in Malanjkhand in Madhya Pradesh, Khetri in Rajasthan and Ghatsila in Jharkhand

171. Who among the following has become first elected Tamil Chief Minister of Sri Lanka?
[A]Palani Muttu
[B]C V Wigneswaran
[C]K Murugan
[D]Manoranjan Selvam
Answer:
C V Wigneswaran C V Wigneswaran sworn in as the first elected Tamil Chief Minister of Northern Provenance the stronghold of the vanquished rebel Liberation Tigers of Tamil Elam (LTTE).
172. Francois Englert and Peter Higgs, who have won 2013 Nobel Prize in Physics, belong to which of the following countries respectively?
[A]Belgium, Britain
[B]Switzerland, USA
[C]Belgium, USA
[D]Britain, Switzerland
Answer:
Belgium, Britain Physicists Francois Englert of Belgium and Peter Higgs of Britain have won the 2013 Nobel Prize in Physics. The two scientists have been chosen for the “theoretical discovery of a mechanism that contributes to our understanding the origin of mass of subatomic particles”.
173. GlaxoSmithKline is making news for developing world’s first malaria vaccine called ___?
[A]RTS, S
[B]MTS, S
[C]RMS, S
[D]MRS, S
Answer:
RTS, S British drug maker GlaxoSmithKline is seeking regulatory approval for the world’s first malaria vaccine after trial data showed that it had reduced the number of cases in African children. The vaccine known as RTS, S was found to have almost halved the number of malaria cases in young children in the trial and to have reduced by about 25% the number of malaria cases in infants. GSK is developing RTS,S with non-profit Path Malaria Vaccine Initiative supported by funding from the Bill & Melinda Gates Foundation.
174. Who among the following has won International Press Institute Award for excellence in Journalism?
[A]Tilak Kumar
[B]Karan Thapar
[C]Vyasa Rao
[D]N Ravi
Answer:
Karan Thapar Karan Thapar, the well-known television journalist, has won the International Press Institute Award for excellence in Journalism.
175. Which of the following is the venue for the 9th World Trade Organisation Ministerial conference which will be held in December 2013?
[A]Moscow
[B]Bali
[C]Tokyo
[D]Sydney
Answer:
Bali The 9th WTO ministerial conference will be held in Bali from December 3-6. The ministerial conference is the highest decision making body of the 158 member WTO which meet at least once in every two years.
176. The ministerial conference is the highest decision making body of the 158 member WTO which meet at least once in every two years. Currently, India is not a member state to which one of the following organisations? 1.SAARC 2.ASEAN 3.APEC 4.WTO Chose the correct answer from the codes given below:
[A]Only 2
[B]Only 2 & 3
[C]Only 3
[D]Only 3 & 4
Answer:
Only 2 & 3
177. Which of the following statement is true about SpiNNaker project?
[A]It is a project to develop human brained robots
[B]A novel computer architecture, inspired by fundamental structure & function of human brain.
[C]It is a project to develop world’s fastest super computer
[D]A project to send some animals on other terrestrial planets
Answer:
A novel computer architecture, inspired by fundamental structure & function of human brain.
178. The first mega food park in Uttar Pradesh would be set up in Jagdishpur of Amethi district. This mega food park would be developed by__?
[A]Reliance
[B]Wipro
[C]Aditya Birla Group
[D]Parle
Answer:
Aditya Birla Group The first mega food park in Uttar Pradesh would be set up in Jagdishpur of Amethi district. This park would have 35 processing units and would employ 25000 people of the state. The park would be developed by Aditya Birla Group through Indo-Gulf fertilizers, one of its business arms.
179. Who among the following has won China Open Men’s single tennis title 2013?
[A]Rafael Nadal
[B]Novak Djokovic
[C]Roger Federar
[D]Andrew Murray
Answer:
Novak Djokovic Novak Djokovic defeated Rafael Nadal in straight sets to retain his China open crown and his world number one berth.
180. . On which of the following days “World Habitat Day” was observed?
[A]October 3
[B]October 5
[C]October 7
[D]October 6
Answer:
October 7 The United Nation has designated the first Monday of October every year as World Habitat Day. The purpose of the day is to create awareness about the state of the towns and cities and the basic human right to adequate shelter. The theme of this year is Urban Mobility to encourage people to shift towards more sustainable modes of transportation.
181. In October 2013, which of the following countries has announced its withdrawal from Commonwealth of Nations 48 years after joining?
[A]Gambia
[B]Pakistan
[C]South Africa
[A]Kerala
[B]Maharashtra
[C]Tamil Nadu
[D]Karnataka
Answer:
Kerala Kerala government said advertising of tobacco products would be soon be banned in state in keeping with section 5 of the Indian Tobacco Control Act, 2003.
185. Which of the following animals are susceptible to “Foot-and-Mouth Disease”? 1.Sheep 2.Goat 3.Cattle 4.Pig Chose the correct answer from the codes given below:
[A]Only 1, 2 & 3
[B]Only 1, 2 & 4
[C]Only 2, 3 & 4
[D]1, 2, 3 & 4
Answer:
1, 2, 3 & 4 Foot-and-mouth disease is an infectious and sometimes fatal viral disease that affects cloven-hoofed animals. Susceptible animals include cattle, water buffalo, sheep, goats, pigs, antelope, deer and bison.
186. Who among the following has been appointed as Brand Ambassador of National Tobacco Control campaign?
[A]Sachin Tendulkar
[B]Rahul Dravid
[C]Saurav Ganguly
[D]Kapil Dev
Answer:
Rahul Dravid Union Healthy Ministry appointed former Indian cricket team captain Rahul Dravid as brand ambassador for its National Tobacco Control campaign.
187. The “Peace Mission-2013” is a joint military drill conducted by Russia and ____ ?
[A]Pakistan
[B]China
[C]India
[D]Afghanistan
Answer:
China The Peace Mission-2013 is an anti-terror joint military exercise conducted by Russia and China.
188. “Patan Patola”, the ancient art of double sided saree belongs to which state?
[A]Rajasthan
[B]Gujarat
[C]Karnataka
[D]Haryana
Answer:
Gujarat “Patan Patola”, a double-sided saree from Gujarat. Recently it has got recognition from Geographical Indication registry of India.
189. Recently (October, 2013), which one of the following commenced the construction work for the joint venture 400 MW Shaukhevi hydroelectric project in Georgia?
[A]Reliance Power
[B]Tata Power
[C]NTPC
[D]ONGC
Answer:
Tata Power
190. . Which of the following is the India’s first indigenously developed vaccine for “Japanese Encephalitis”?
[A]AESVAC
[B]JENVAC
[C]JESVAC
[D]MESVAC
Answer:
JENVAC JENVAC is the India’s first indigenously developed Japanese Encephalitis vaccine. It has been jointly developed by scientists of National Institute of Virology, Indian Council of Medical Research and Bharat Biotech Ltd.
191. In October 2013, which of the following states has launched “Kanyashree” project with an aim to bring betterment to the life of girl children?
[A]Odisha
[B]Uttar Pradesh
[C]West Bengal
[D]Tamil Nadu
Answer:
West Bengal West Bengal state government launched a new project called the “Kanyashree” with an aim to betterment to the life of the girl children. The scheme is designed to stop school dropouts, Female Trafficking and Child marriage among women of the state. The state’s unmarried girl children ranging from 13 to 18 year of age will benefit from the programme.
192. According to Global Agewatch Index (2013), which of the following ranked first in the best place in the world to be old?
[A]Norway
[B]Sweden
[C]France
[D]Japan
Sweden Sweden is the best place in the world to be old and Afghanistan the worst. The Global Agewatch Index examined the quality of life of the elderly in 91 countries. The study is based on the 13 indicators.
193. On which among the following dates, the International Day for Older persons is observed ?
[A]September 28
[B]September 30
[C]October 1
[D]October 2
Answer:
October 1 The International Day for older persons is observes on October 1. The day recognizes the contributions of older persons in the society and examines the issues that affect their lives. This year the theme of the day is: the future we want: what older persons saying it.
194. Who among the following has been appointed as Chairman of India Premier League (IPL)?
[A]Rajeev Shukla
[B]Sameer Singh
[C]Ranjib Biswal
[D]Sanjay Jagdale
Answer:
Ranjib Biswal Ranjib Biswal, the Odisha Cricket Association chief, has been named as the IPL chairman.
195. In which of the following places world’s longest railway platform is being coming up?
[A]Gorakhpur
[B]Lucknow
[C]Bhopal
[D]Mysore
Answer:
Gorakhpur Gorakhpur in UP is set to make its mark on world map with the longest railway platform (1,355 metres). As of now, Kharagpur in West Bengal has the longest platform at 1,072 metres, followed by State Street Centre subway station Chicago. Once it becomes operational the platform will be able to accommodate two trains of 26 coaches each at a time.
196. Recently (October, 2013), NASA’s space craft has detected chemical “propylene” on ___?
[A]Moon
[B]Saturn
[C]Titan
[D]Mars
Answer:
Titan NASA’s Cassini spacecraft has detected propylene, a chemical used to make food-storage containers, car bumps and other consumer products, on Saturn’s moon Titan. According to NASA this is the first definitive detection of the plastic ingredients on any moon or planet, other than Earth.
197. Which of the following has been named as mascot of the 35th National Games to be hosted by Kerala in 2014?
[A]Great Hornbill
[B]Peacock
[C]Tiger
[D]Dove
Answer:
Great Hornbill Great Hornbill, which has been christened as “Ammu” is the official mascot of the 35th National games.
198. Recently (October, 2013), India has agreed to resume military supplies to which country?
[A]Sri Lanka
[B]Nepal
[C]Bhutan
[D]Bangladesh
Answer:
Nepal India has agreed to resume military supplies to Nepal and will soon deliver a multi-role Advanced Light Helicopter to it. India military aid has been stalled for a long time, most notably after the signing of the Comprehensive Peace Agreement between seven political parties and the Maoists in 2006.
199. As per the latest survey, which of the following is emerged as topmost global brand in the world?
[A]Coca Cola
[B]Apple
[C]Samsung
[D]Nokia
Answer:
Apple Iphone maker Apple has emerged as the world’s topmost global brand in a new report. Interbrand, a corporate identity and brand consulting company, has come out with the list which sees Apple on top, surpassing the previous leader Coca Cola.
200. . Which of the following countries is helping Bangladesh to construct its first nuclear power plant?
[A]China
[B]India
[C]Russia
[D]USA
Answer:
Russia Bangladesh has begun building the first of two nuclear power plants north of the capital, Dhaka. The plants each with a capacity of 1,000 megawatts are being constructed with Russian help. The $2bn project is funded by $500m of Russian credit and is expected to be fully completed by 2022.
201. There are only three countries in the world at present where Polio still exists. These three countries are__:
[A]Pakistan, Afghanistan, Nigeria
[B]Pakistan, Bangladesh, Sudan
[C]Pakistan, Afghanistan, Myanmar
[D]Pakistan, Nigeria, Myanmar
Answer:
Pakistan, Afghanistan, Nigeria Afghanistan, Pakistan and Nigeria are the only three countries where polio still persists.
202. NASDAQ is an American stock exchange. NASDAQ stands for National Association of Securities Dealers Automated _____?
[A]Quotes
[B]Quotations
[C]Quantity
[D]None of them
Answer:
Quotations NASDAQ is an American stock exchange. NASDAQ stands for National Association of Securities Dealers Automated Quotations. It is the second-largest stock market by market capitalisation in the world. First place is of New York Stock Exchange.
203. With reference to the financial markets, which among the following is used to denote the steady cash flow for investors during their retirement years?
[A]Annuity
[B]Gratuity
[C]Perpetuity
[D]Amortization
Answer:
Annuity An 'Annuity' is a financial product sold by financial institutions that is designed to accept and grow funds from an individual and then, upon annuitisation, pay out a stream of payments to the individual at a later point in time. Annuities are primarily used as a means of securing a steady cash flow for individuals during their retirement years.
204. The First ATM in India was introduced by which among the following banks?
[A]ICICI Bank
[B]State Bank of India
[C]HSBC Bank
[D]HDFC Bank
Answer:
HSBC Bank Hong Kong and Shanghai Banking Corporation (HSBC) introduced the ATM concept in India for the first time in 1987.
205. Which among the following banks was making news recently for the so called monetary stimulus &quot;tapering&quot;?
[A]Reserve Bank of India
[B]Bank of England
[C]US Federal Reserve
[D]World Bank
Answer:
US Federal Reserve Tapering refers to gradual withdrawal of the $85 billion a month bond purchase programme of the US Federal Reserve in September. Whenever tapering occurs, it adversely impacts flow of funds to emerging economies.
206. Consider the following statements: 1. Crude oil is the largest component of India’s import bill 2. Crude Oil accounts for around one third of India's import bill Which among the above statements is / are correct?
[A]Only 1
[B]Only 2
[C]Both 1 & 2
[D]Neither 1 nor 2
Answer:
Both 1 & 2
207. Ellsworth Mountains, Marie Byrd Land, Adelie Land and Ellsworth Land are the biogeographic regions in __?
[A]Africa
[B]Australia
[C]South America
[D]Antarctica
Answer:
Antarctica
208. Which among the following is India's first indigenous nuclear submarine?
[A]INS Arihant
[B]INS Aridhaman
[C]INS Kadmatt
[D]INS Shankul
Answer:
INS Arihant
209. Which of the following is the largest producer of Banana in the world?
[A]India
[B]Brazil
[C]China
[D]Mexico
Answer:
Brazil Brazil is the largest producer of Banana in the world. Next to Brazil, India is the second largest banana producing country in the world. Within the country Karnataka, Kerala, Tamil Nadu, Andhra Pradesh, Odisha, Bihar and West Bengal are producer of banana fruit.
210. . Rice bran oil is gaining popularity across the world as it is rich in ______ ?
[A]Mono-saturated fatty acids
[B]Free fatty acids
[C]Mono-unsaturated fatty acids
[D]Essential fatty acids
Answer:
Mono-unsaturated fatty acids Rice bran oil is rich in mono-unsaturated fatty acids and has a higher cholesterol reducing power. It has highest amount of oryzanol, which has cholesterol lowering properties.
221. In October 2013, Petronas Lubricants International announced $50 million investment in a lubricant oil blending plant, its first in India. Petronas is a oil and gas company from ___?
[A]UAE
[B]Malaysia
[C]Saudi Arabia
[D]Kuwait
Answer:
Malaysia PETRONAS, short for Petroliam Nasional Berhad, is a Malaysian oil and gas company.
222. In which of the following states “Chinnar Wildlife Sanctuary” is located?
[A]Kerala
[B]Tamil Nadu
[C]Andhra Pradesh
[D]Goa
Answer:
Kerala Chinnar Wildlife Sanctuary is located at Munnar in Idukki district of Kerala.
223. Which of the following are Mars Exploration Rovers? 1.Spirit 2.Opportunity 3.Curiosity 4.Juno Chose the correct answer from the codes given below:
[A]Only 1 & 2
[B]Only 1 & 3
[C]Only 1, 2 & 3
[D]1, 2, 3 & 4
Answer:
Only 1, 2 & 3
224. Juno Chose the correct answer from the codes given below:
[A]Dipika Pallikal
[B]Natalie Grinham
[C]Suzanne Horner
[D]Rachael Grinham
Answer:
Dipika Pallikal Indian squash player Dipika Pallikal wins Macau Open Title. It is the seventh Women’s Squash Association Title for Dipika.
225. The “Scrub typhus” fever is a disease caused by ___?
[A]Virus
[B]Bacteria
[C]Parasite
[D]Fungus
Answer:
Bacteria Scrub typhus is an infection caused by Rickettsia Bacteria known as Orienta tsutusgamushi. A person gets infected if he is bitten by mite that is infected with the Rickettsia Bacteria. The disease manifests in weeks after the bite. Initial symptoms include moderate fever, severe headache, shaking chills, gastrointestinal symptoms, abdominal pain and nausea.
226. India has imported the production technology of <b>Smerch</b> Rockets from____?
[A]France
[B]Russia
[C]United States
[D]Israel
Answer:
Russia
227. Gavrani and Killari are the indegenous breeds of cows found mainly in ___?
[A]Rajasthan
[B]Gujarat
[C]Maharastra
[D]Karnataka
Answer:
Maharastra Some of India famous Indigenous cows are Tharparkar, Rathi and Kankrej in Rajasthan, Gir in Gujarat, Gavrani and Killari in Maharashtra.
228. United Wa State Army is an extremist group operating in __?
[A]Malaysia
[B]Myanmar
[C]Indonesia
[D]Pakistan
Answer:
Myanmar The United Wa State Army is the most powerful ethnic army in Myanmar, with an estimated 30,000 troops in its ranks, some 10,000 auxiliaries and near autonomy in the parts of Shan state it has controlled over the past two decades.
229. Who among the following has become the first ever recipient of Genesis Prize, an award popularly dubbed the “Jewish Nobel Prize”?
[A]Michael Bloomberg
[B]Barack Obama
[C]Benjamin Netanyahu
[D]Bobby Jindal
Answer:
Michael Bloomberg Israel recognised New York Mayor Michael Bloomberg as the first ever recipient of the $ 1 million Genesis Prize, an award popularly dubbed the “Jewish Nobel Prize”. Bloomberg was honoured as the first winner for his long record of public service and philanthropy.
230. . Which among the following states in India has highest Child marriage rate?
[A]Rajasthan
[B]Bihar
[C]Jharkhand
[D]Odisha
Answer:
Bihar Bihar's child marriage rate of 64 per cent, or nearly two underage brides among every three women, is the worst, data available with the women and child development ministry show. It is followed by Jharkhand with 60 per cent, or three among five. The other states with a child marriage rate above 50 per cent are Rajasthan, Andhra Pradesh, West Bengal, MP, UP, Chhattisgarh.