Chief OF Army Staff Presents President Colours To Dogra Regiment

 

Chief OF Army Staff Presents President Colours To Dogra Regiment

WHAT IS THE NEWS :

• General MM Naravane, Chief of the Army Staffpresented the prestigious ‘President’s Colours’ to two battalions of the Dogra Regiment, namely 20 DOGRA and 21 DOGRA during an impressive Colour Presentation Parade held at the Dogra Regimental Centre, Faizabad (UP) on 24 March 2022.
• Army Chief appreciated the rich traditions of the Dogra Regiment in all spheres of military activities to include operations, training and sports.
• The COAS also complimented the newly raised units for their remarkable performance within a short period of time and conveyed his best wishes to all ranks to serve the Nation with pride.

About president’s colours :

• The President’s Colour Awardis the highest honor that can be bestowed upon any military unit of India.

HDFC Bank Adjudged Best Performing Bank in SHG Linkage by NRLM

 

HDFC Bank Adjudged Best Performing Bank in SHG Linkage by NRLM

What is the news:

• HDFC Bank has been adjudged Best Performing Bank in SHG Linkage by National Rural Livelihood Mission (NRLM), Ministry of Rural Development, Govt of India.
• At a function organised at Vigyan Bhavan, New Delhi, the award was presented by Shri Giriraj Singh, Minister of Rural Development to Mr. K Venkatesh, Head – Sustainable Livelihood Initiative, HDFC Bank.
• Notably, HDFC Bank was the only Private Bank to be felicitated for remarkable work in SHGs – by the National Rural Livelihood Mission (NRLM).

RBI fixes WMA limit for states at Rs. 47010 crore.

 

RBI fixes WMA limit for states at Rs. 47010 crore.

What is the news:

• The limits for financial accommodation extended by the Reserve Bank of India to State Governments / Union Territories (UTs) through Ways and Means Advances (WMA), Special Drawing Facility (SDF) and Overdraft (OD) schemes were last reviewed and announcedin October 2021.
• Considering the uncertainties related to the ongoing pandemic, it was decided to continue with the higher WMA limit of ₹51,560 crore for all States, by a further period of six months i.e., up to March 31, 2022.
• On a review of the limits and keeping in view the gradual lifting of Covid-19 restrictions, it has been decided to revert to the WMA limits and timelines for OD for State Governments / UTs as recommended by the Advisory Committee on Ways and Means Advances to State Governments .
• These norms will be effective from April 01, 2022 and are subject to review.

Daily Current Affairs April 06 2022

 

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National Maritime Day- 5th April:

• National Maritime Day is annually observed on April 5, 2022.
• The theme of National Maritime Day 2022 is ‘Sustainable Shipping beyond Covid-19’.
• Every year, the day is commemorated to support the global economy, which is the most well-organized, safe, and environmentally responsible way of delivering commodities from one end of the globe to the other.
• National Maritime Day was first celebrated on April 5, 1964.

• The saga of Indian shipping first started on April 5, 1919, when the SS Loyalty, the first ship of The Scindia Steam Navigation Company Ltd travelled from Mumbai to the United Kingdom (London).
• On this day an award called “Varuna” is conferred to those who made an outstanding contribution to the Indian maritime sector.

Daily Current Affairs April 05 2022

 

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International Day for Mine Awareness and Assistance in Mine Action:

• The General Assembly approved the decision on December 8, 2005, and declared April 4 of each year to be observed as the International Day for Mine Awareness and Assistance in Mine Action.
• In 2022 the United Nations Mine Action Service marks the Day under the theme “Safe Ground, Safe Steps, Safe Home.”
• It is observed for the establishment and development of people affected by the harmful effects of explosive mine action across the world.
• As these mines and explosive elements cause serious threats to the lives, safety, and health of the civilian population.
• Finally, in 2018, the United Nations Mine Action Service (UNMAS) convened, coordinated, and drafted the UNMAS strategy for 2019 to 2023.

10 Important Short Tricks of Profit And Loss Problems

 Basic Concept of Profit and Loss Problems:

• Cost Price (CP) –> Price at which an article is Purchase
• Marked Price (MP) –> Price written on the article/MRP
• Selling Price (SP) –> Price at which an article is sold
• Profit –> SP> CP                Profit = SP – CP
• Loss –> CP> SP                 Loss = CP – SP
• Profit% or Gain % –> Profit /CP ×100% = SP – CP / CP ×100%
• Loss% –> Loss/CP ×100% = CP – SP / CP×100%

Maharashtra launches scheme to offer personal loans for prisoners

 Maharashtra launches scheme to offer personal loans for prisoners

What is the news :

• Maharashtra government launched a scheme to provide personal loans for prisoners with the aim to improve the living standard of the families of the inmates.
• The Maharashtra State Co-operative Bank will give loans under the scheme up to Rs 50,000 at an interest rate of 7 per cent.
• The scheme will be implemented on a pilot basis at Yerawada Central Jail, Pune.
• Home minister of Maharashtra – Dilip Walse Patil.

About the scheme :

• It is the first innovative loan scheme in the country to get a loan based on the income earned while working in a prison.
• With this, a welfare scheme can come in concrete form and approximately 1,055 prisoners can benefit from the scheme. Many inmates are serving long-term imprisonment.

Daily Current Affairs April 03 & 04 2022

 

CURRENT AFFAIRS: IMPORTANT DAYS

International Children’s Book Day- April 2

• International Children’s Book Day (ICBD) is orgainsed every year on April 2 since 1967, by the International Board on Books for Young People (IBBY) – an international non-profit organisation.
• The day was first celebrated in 1966 and was organised by Jella Lepman, the founder of the International Board on Books for Young People (IBBY).
• It was designed to encourage families, teachers, and children around the world to participate in reading events in their local communities.
• In 2022, Canada is hosting International Children’s Book Day with this chosen theme: “Stories are wings that help you soar every day.”
• Every year, a different international section of IBBY hosts a children’s books event on or around April 2 (which is the birthday of classic children’s book author Hans Christian Andersen).

Useful Shortcuts and Tricks for Simple Interest & Compound Interest

 

Useful Shortcuts and Tricks for Simple Interest & Compound Interest

Simple Interest:

Formula:

1) SI = P x R x T/100 

2) Principal = Simple Interest ×100/ R × T

3) Rate of Interest = Simple Interest ×100 / P × T

4) Time = Simple Interest ×100 / P × R

5) If the rate of Simple interest differs from year to year, then

Simple Interest = Principal × (R1+R2+ R3…..)/100

The four variables in the above formula are: SI=Simple Interest P=Principal Amount (This the amount invested)T=Number of yearsR=Rate of interest (per year) in percentage

1). A sum of money is divided into n parts in such a way that the interest on the first part at r₁% for t₁ years, on the second part at r₂% for t₂ years, on the third part at r₃% for t₃years, and so on, are equal. Then the ratio in which the sum is divided in n part is:

1/r₁×t₁: 1/r₂ ×t₂: 1/r₃×t₃

Example:

A sum of Rs 7700 is lent out in two parts in such a way that the interest on one part at 20% for 5 yr is equal to that on another part at 9% for 6 yr. Find the two sums.

Solution:

Here, R1 = 20% R2 = 9%

T1 = 5 yr T2 = 6 yr

By using formula, ratio of two sums  = 1/100 : 1/54 = 27 : 50

Therefore, first part = [27/(27+50)]*7700 = Rs 2700

Second part = [50/(27+50)]*7700 = Rs 5000

 

2). Amount = Principal + S.I = p + [(p x r x t)/100]

HDFC ERGO launches VAULT

 

HDFC ERGO launches VAULT, an Industry-first Digitally-enabled Rewards Program

What is the news :

• HDFC ERGO General Insurance Company, a leading private general insurer and a digital-first company leads the way in customer loyalty with the launch of the VAULT program, an industry-first digital customer engagement and rewards program.
• HDFC ERGO is committed towards enhancing customer experience and making them feel valued. Staying true to this commitment, the Company has taken advantage of the Regulatory Sandbox by IRDAI, in the form of VAULT, an experiment to test a new idea.

About the Program:

• Under this program, the insurer will incentivize its Optima Restore health insurance customers by way of reward points for performing certain activities like staying insured under the policy for more than two years, holding two active HDFC ERGO retail policies, interacting digitally, using the cashless network of healthcare providers, etc.
• These reward points, equivalent to cash, can be redeemed against a wide range of wellness offers like pharmacy vouchers, doctor consultations, etc; or can be used for social causes or buying insurance products.
• The Regulatory Sandbox gives the impetus we need to innovate and introduce new and unique offerings for our customers.
• VAULT, the relationship with policyholders will go beyond the traditional transactional mode and help us provide more value to them. While it will pave the way to deeper engagement, it will facilitate reaching out to many new such customers who are keen to associate with an insurer who nurtures and values its customers’ loyalty.

About HDFC ERGO:

• HDFC ERGO General Insurance Company is a joint venture between HDFC Ltd. and ERGO International AG; the primary insurance entity of the Munich RE Group of Germany.

Daily Current Affairs April 02 2022

 

CURRENT AFFAIRS: IMPORTANT DAYS

Odisha Day or Utkal Divas- 1st April 2022:

• The foundation day of Odisha, known as Odisha Day, or Utkal Diwas will be observed on 1st April.
• The state of Odisha got its own identity as a separate state in the year 1936, after disassociating itself from Bihar and Bengal.
• The state was originally called Orissa but the Lok Sabha passed the Orissa Bill, and Constitution Bill (113rd amendment), in March 2011 to rename it Odisha.
• The region witnessed the epic “Kalinga War” led by King Ashoka who invaded and conquered the region in 260 BC.
• Later, the state was invaded and taken over by the Mughals till the British took over the administrative powers of the region and divided it into small units in 1803.
•  

  

Daily Current Affairs April 01 2022

 

CURRENT AFFAIRS: IMPORTANT DAYS

World Backup Day 2022: 31 March

• Every year World Backup Day 2022 is celebrated on 31 March.
• This is a yearly reminder for us to back up our files safely to avoid any data loss.
• It is a day for people to learn about the increasing role of data in our lives and the importance of regular backups.
• World Backup Day originally began as World Backup Month, started by a hard drive company by the name of Maxtor which was later acquired by Seagate Technology.
• There are over 1,500 national days.

Five Most Important Shortcuts for Time Speed Distance

 

Five Most Important Shortcuts for Time Speed Distance

Formula:

• Distance = Speed × Time
• Time = Distance/Speed
• Speed = Distance / Time
• Convert Km/h to M/s =Km/h * 5/18 = m/s or m/sec *18/5 = km/h
• Calculate Average Speed = 2xy/x+y
• Two person may walk in same direction or in opposite direction.

Daily Current Affairs March 31 2022

 

CURRENT AFFAIRS: NATIONAL NEWS

NITI Aayog and FAO Launches Book Titled Indian Agriculture towards 2030:

• Union Minister of Agriculture and Farmers’ Welfare (MoA&FW) Shri Narendra Singh Tomar has released a book titled Indian Agriculture towards 2030: Pathways for Enhancing Farmers’ Income, Nutritional Security and Sustainable Food and Farm Systems, at an event organized by NITI Aayog and the Food and Agriculture Organization (FAO) of the United Nations.
• Published by Springer, Indian Agriculture towards 2030 captures the outcomes of the deliberative process of a national dialogue by NITI Aayog and the Ministries of Agriculture and Farmers’ Welfare; and Fisheries, Animal Husbandry and Dairying, and facilitated by FAO since 2019.

SUPER 5 !!!!!! Five Most Important Shortcuts for Time Speed Distance

 

Five Most Important Shortcuts for Time Speed Distance:

Dear Readers, Here we have given the TOP 10 Shortcuts for Percentage Problems for IBPS and SBI Exams , candidates those who are preparing for the upcoming PO/Clerk exams can make use of it.

Five Most Important Shortcuts for Time Speed Distance

Formula:

• Distance = Speed × Time
• Time = Distance/Speed
• Speed = Distance / Time
• Convert Km/h to M/s =Km/h * 5/18 = m/s or m/sec *18/5 = km/h
• Calculate Average Speed = 2xy/x+y
• Two person may walk in same direction or in opposite direction.

Relative Speed:

Relative speed is defined as the speed of a moving object with respect to another. When two objects are moving in the same direction, relative speed is calculated as their difference. When the two objects are moving in opposite directions, relative speed is computed by adding the two speeds.

Daily Current Affairs March 30 2022

 

CURRENT AFFAIRS: NATIONAL NEWS

Centre extends import of Tur and Urad under ‘Free category’ for another year, till 31st March, 2023:

• The Centre has notified the decision to keep the import of Tur and Urad under ‘Free category’ till March 31, 2023.
• The Government had allowed the import of Tur, Urad, and Moong under the ‘Free category’ May 15, 2021, till October 31, 2021, in order to ensure smooth and seamless imports.
• The Free regime in respect of import of Tur and Urad was thereafter extended till March 31, 2022.
• This policy measure has been supported with facilitation measures and close monitoring of its implementation by the concerned Departments/organization.
• As per the official statistics of the Department of Consumer Affairs, the All India Average Retail Price of Tur Dal as reported on 28.03.2022 is Rs.102.99 per kilogram, which is a drop of 2.4% from the price of Rs. 105.46 per kilogram on 28.03.2021.

Mensuration Formulas with Explanation | Banking, SSC & Other Competitive Exam

 

Why Mensuration Formula is Essential?

Many candidates will skip the mensuration questions in the exams. The reason is they may don’t know the formula. if you know the formula, mostly all the mensuration problems are easy to solve. Nowadays, competitive exams are very difficult to crack. every year the cut-offs are reaching sky-high. The candidates are preparing under pressure to secure a government job. In this situation, you should leave no stones unturned in your preparation and practice. So don’t avoid any topic in your preparation. If you do not understand a topic, try it from basics and learn it. Only then you can score marks in all the topics. So, you can have the confidence to crack your dream exams. This is applicable for the mensuration topic as well. So, mensuration formulas pdf is essential.

List of Geometric Shapes:

There are various geometric shapes that we come across in daily life. The shapes may be of 2d or 3d. If you understand the concept, it is very simple to memorize all the mensuration formulas. Here a list of all the geometric shapes is available.

• Triangle
• Rectangle
• Square
• Trapezium
• Parallelogram
• Rhombus
• Quadrilateral
• Circle
• Cube
• Cuboid
• Cone
• Cylinder
• Sphere
• Pyramid
• Prism

For 2d geometric shapes, usually, there are formulas for area and perimeter. The mensuration formula 3d shapes include volume, curved surface area, and total surface area.

Quadrilateral – Mensuration Formulas :

The quadrilateral is a 2d geometric shape. The quadrilateral will have totally 4 sides. The mensuration formula for the area of the quadrilateral is,

• Area of quadrilateral = 1/2 × Diagonal × (Sum of offsets)

we have added below some basic types of quadrilaterals. They are,

• Square
• Rectangle
• Parallelogram
• Rhombus
• Trapezium

The mensuration formula list of all these shapes is discussed below.

Square – Mensuration Formulas :

The square will have equal 4 sides. Also, the opposite sides are parallel to each other. The mensuration formulas for the square are available.

• Area of square = a×a
• The perimeter of square = 4a

Here, a = side of the square.

Rectangle – Mensuration Formulas :

PM Garib kalyan anna yojana has extended

 

PM Garib kalyan anna yojana has extended

What is the news :

• In keeping with the concern and sensitivity towards poor and vulnerable sections of society,the Union Cabinet chaired by the Prime Minister, Narendra Modi, has extended the Pradhan Mantri Garib Kalyan Anna Yojana (PM-GKAY) scheme for another six months i.e., till September 2022 (Phase VI).
• The Phase-V of PM-GKAY scheme was to end in March 2022. It may be recalled that the PM-GKAY has been under implementation since April 2020, as the largest food security program in the world.

Corpus :

• The Government has spent approximately Rs. 2.60 Lakh Crore so far and another Rs. 80,000 Crore will be spent over the next 6 months till September 2022 taking the total expenditure under PM-GKAY to nearly Rs. 3.40 Lakh Crore.

Benefits :

This will cover nearly 80 crore beneficiaries across India and like before would be fully funded by the Government of India.

HDFC mutual fund announces country’s first defence fund

 

HDFC mutual fund announces country’s first defence fund

What is the news :

• HDFC Mutual Fund has filed a scheme information document (SID) with SEBI to come up with India’s first Defence Fund. Called the HDFC Defence Fund
• It will be an open-ended equity scheme that will be investing in defence & allied sector companies.

Daily Current Affairs March 29 2022

 

CURRENT AFFAIRS: IMPORTANT DAYS

World theatre Day- 27th March:

• World Theatre Day is celebrated on 27 March every year throughout the world.
• World Theatre Day 2022 will be observed by the ITI centres and the theatre fraternity 27 March 2022.
• This day is celebrated to promote awareness regarding the significance of theatrical arts and how they have played an essential role in the area of fun.World Theatre Day is observed to promote the positivity that theatre has brought in the lives of people.
• This day is extremely important for all theatre artists as it celebrates their works.World Theatre Day was first celebrated by the International Theatre Institute (ITI) in the year 1961, on 27 March.
• This day has been celebrated on the same date ever since that day.

Daily Current Affairs March 27 & 28 2022

 

CURRENT AFFAIRS: IMPORTANT DAYS

Earth Hour 2022: 26 March

• Every year, on the last Saturday in March, Earth Hour is observed.
• The date for Earth Hour in 2022 is Saturday, March 26, 2022.
• At 8:30 p.m. local time, Earth Hour will begin and end at 9:30 p.m. local time.
• The topic for Earth Hour 2022 will be “Shape Our Future.”
• This is a pivotal year for everyone and our world. It is up to us to #ShapeOurFuture by raising awareness about the serious issues impacting our world today.
• The Day is a worldwide movement organized by the World-Wide Fund for Nature (WWF), encouraging individuals, communities, corporates, and households to turn off their lights for one hour, from 8:30 to 9:30 p.m.
• It was started as a lights-off event in Sydney, Australia, in 2007 to raise awareness for energy consumption and effects on the environment.

Daily Current Affairs March 26 2022

 

CURRENT AFFAIRS: IMPORTANT DAYS

International Day of Solidarity with Detained and Missing Staff Members:

• Every year, on 25th March the International Day of Solidarity with Detained and Missing Staff Members is observed by the United Nations.
• This day is observed by the UN with the aim of demanding justice, mobilizing action, and strengthening the resolve to protect the peacekeepers and personnel of the UN, as well as people who are working in the non-governmental sector and people who are associated with the press.
• The International Day of Solidarity with Detained and Missing Staff Members is marked each year on the anniversary of the abduction of Alec Collett, a former journalist who was working for the United Nations Relief and Works Agency for Palestine Refugees in the Near East (UNRWA) when he was abducted by armed gunman in
• His body was finally found in Lebanon’s Bekaa Valley in 2009.

Daily Current Affairs March 25 2022

 

CURRENT AFFAIRS: IMPORTANT DAYS

International Day for the Right to the Truth: March 24

• Each year, on 24 March, the International Day for the Right to the Truth Concerning Gross Human Rights Violations and for the Dignity of Victims is observed.
• The day aims to pay tribute to those who have devoted their lives or lost their lives in, the struggle to promote and protect human rights for all.

• This annual observance pays tribute to the memory of Monsignor Óscar Arnulfo Romero, who was murdered on 24 March 1980.
• Monsignor Romero was actively engaged in denouncing violations of the human rights of the most vulnerable individuals in El Salvador.

Daily Current Affairs March 24 2022

 

CURRENT AFFAIRS: IMPORTANT DAYS

Shaheed Diwas or Martyrs Day- 23rd March:

• March 23 every year is observed as Shaheed Diwas to mark the death anniversary of Indian freedom fighters Bhagat Singh, Shivaram Rajguru and Sukhdev Thapar.
• Also, 30 January is observed as Martyr’s Day or Shaheed Diwas in the memory of Mahatma Gandhi.
• In 1928, Bhagat Singh plotted to kill a police officer to avenge Lala Lajpat Rai’s death.
• Later, in 1929, Bhagat Singh and his associates dropped two bombs at the Central Legislative Assembly in Delhi and allowed themselves to be arrested, while shouting the famous freedom struggle slogan, “Inquilab Zindabad”, or “Long live the revolution”.
• It was on March 23, 1931, when the three were hanged to death in the Lahore Central Jail in British India (now Pakistan) by Britishers.